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The Future of FinTech: An Automated 401(k) with Live Human Support

Posted in Blog.

FinTech is full of promise. It offers automation to save unfathomable amounts of time and hassle. It provides flexibility to give individuals the freedom to self-manage their accounts in real time. It reduces costs, thereby increasing participation. Yet, one feature has been a frustration for many...

How a 401(k) Reduces Your Taxes

Posted in Blog.

Whether you’re just starting or have been in business for decades, a 401(k) may be an excellent addition to your business. That’s because a 401(k) comes with various benefits, from tax deductions and credits to increased employee retention and satisfaction. But, there are also several things business...

What Does a New 401(k) Plan Actually Cost?

Posted in Blog.

Retirement plans can be intimidating and confusing for business owners that haven’t used them before. Old plans were bulky, often cost-prohibitive for smaller employers, but the new generation of 401(k) plans are much more affordable. So affordable, in fact, they can be game-changing for the little...

401(k) Compliance: What You Need to Know

Posted in Blog.

401(k) plans are created with fairness in mind. They are intended to provide a benefit that is valuable to all employees who choose to participate. To ensure this fairness, the ERISA regulations specify best practices in establishing a 401(k) plan. Each 401(k) plan is required to perform annual nondiscrimination...

Fintech Solutions are Changing the Retirement Industry

Posted in Blog.

401(k) plans are a great perk for a company’s employees and a much needed one. They give tax breaks to the employer and allow that employer, along with his employees, the opportunity to save for retirement on a pre-tax basis. It’s a win-win for all. Background Yet although there are many benefits...

How Modern 401(k) Providers Eliminate Complexity

Posted in Blog.

Time is money, time waits for no one, time lost is never found again. Sayings about time are common in our society, with good reason. One of the biggest business pressures you are likely to experience is time. Whether you are a business owner or financial advisor, saving time is critical. Why Do You...

Want Your 401(k) Plan to Stand Out? Use These Keys.

Posted in Blog.

Retirement benefits are the second most valued employee benefit a company offers, after health insurance. 88% of employees say a 401(k) is a must-have benefit when they’re looking for a job. Employees at large companies are taken care of, with 401(k) plans and executive compensation packages. But...

401(k) Setup: What You Need to Know

Posted in Blog.

Before a company can set up a 401(k) plan, some important decisions will need to be made. Many of these decisions can be tough to change, so responsible parties should consider carefully how these choices will impact their business and their employees. Are you ready to get started? Navigate through...

You Need a Fintech 401(k) Solution and a Financial Advisor in Your Business

Posted in Blog.

Let’s face it. 401(k) plans are complicated. There are a lot of rules and regulations that are hard to understand, plus they constantly change. It’s easy to make administrative mistakes. Plan sponsors need a lot of help to first, design their plan to meet their company’s goals and objectives, and...

Getting to Know the SECURE Act

Posted in Blog.

I know that you’re all excited to hear the nitty-gritty details of the Setting Every Community Up for Retirement Act or SECURE Act, and that’s why you’ve found yourself here, reading this. What I wanted to do was summarize and explain as much and as little as possible, and give you a place...

Shopping for a 401(k)? Ask These Questions.

Posted in Blog.

The vernacular of retirement benefits can sound like a foreign language. And, because the best 401(k) providers vary so much in what they offer and how much they charge, it can be difficult to do a good comparison. Since retirement plans weren’t very practical for small companies until a few short...

CalSavers: The California Secure Choice Program

Posted in Blog.

The state of California has enacted into law a mandatory retirement plan called CalSavers. This mandate will affect millions of companies with employees in California. Understand the details and implications before making a decision with far-reaching consequences. Retirement Planning in California:...

401(k) or Secure Choice: The Ultimate Guide

Posted in Blog.

A guide for advisors, accountants, benefit brokers, payroll providers and other practitioners to help guide your employer clients with employees in the affected states. With secure choice plans being offered in more and more states, it’s important to understand enough details to advise clients properly...

Illinois Secure Choice Program: Pros and Cons

Posted in Blog.

The state of Illinois passed the Illinois Secure Choice Program Act, which became effective in June of 2015. Like many other similar state retirement programs, it mandates that all employers that do not offer a retirement plan to their employees participate in the state plan. Employers who will fall...

6 Media Resources Every 401(k) Advisor Should Follow

Posted in Blog.

The financial world is surprisingly fluid. While the principles of finance are constant, laws and regulations are always changing. Societal needs change, too, so your clients’ relationship with money will differ over time. To keep up with changes, and be prepared to best serve clients, 401(k) advisors...

401GO is Gaining Attention in the FinTech Space

Posted in Blog.

In short years since our inception, 401GO has gained notoriety for our unique and powerful solution for 401(k) plans for small businesses. In addition to being found in the 2021 NAPA Black Book and the Benzinga 2021 FinTech Awards, this startup has been featured in many news articles and podcasts...

Blackhawk Express Delivers Benefits Wherever They are Needed

Posted in Companies That Care.

How One Owner-Operator Uses New Benefits Like 401(k) to Care For Employees in an Old-School Industry Back in December of 2008, when small business owners Niasha Hawkins & Lemule Hawkins started trucking company Blackhawk Express, they were in the midst of a journey....

Find The Right 401(k) Plan for Your Small Business

Posted in Blog.

No matter the job market temperature, offering retirement savings benefits to employees can help small businesses level the playing field when competing for top-tier talent. Pensions and other traditional retirement vehicles often prove too expensive for smaller operations. However, a 401(k) plan...

7 Ways Online 401(k) Plans Change the Retirement Savings Game For Small Businesses

Posted in Blog.

Modern 401(k) providers are officially changing the retirement savings game for small business owners, HR specialists, and financial advisors. These cutting-edge providers leverage state-of-the-art technology and app platforms explicitly designed to streamline the process for contributors and significantly...

3 Problems That Make Your Small Business 401(k) Plan Too Expensive (and How to Fix Them)

Posted in Blog.

Business owners, financial planners, and HR professionals recognize the savings power of 401(k) plans for clients and employees. For small business owners, a 401(k) plan helps their employees secure better futures. It also serves as a recruiting tool and compensation differentiator, helping their...

Yes, Any Size Business Can Offer A 401(k) Solution

Posted in Blog.

Small business owners recognize that offering employees a 401(K) savings plan as part of their overall compensation package delivers several significant benefits. Previous generations of workers often planned for their futures using more predictable savings vehicles like traditional pensions. However,...

Sad Depressed Man Checking Bills, Anxiety About Debt Or Bankrupt

Pay off debt first or contribute to 401(k) first: How to solve your confusion

Posted in Blog.

Americans who are having debt-burden on their shoulder, this question whirls up to their mind again and again. “Whether to pay off the debt first or contribute to 401(k) first?” With this question, a dilemma runs on an American’s mind: how much of your earnings will you use for debt repayment...

Why a Safe Harbor 401(k) Plan?

Posted in Blog.

When it comes to selecting a 401(k) plan, you may not know where to start. You may also be confused by the options that are presented to you, and in many respects do not know what questions to ask even when the opportunity is given. I want to help everyone understand why you should add what is...

Why a 401(k) Syndicate is the Best Option for a Chamber of Commerce

Posted in Blog.

When it comes to the 401(k) retirement benefit, it’s important to make it easy to use and flexible. In fact, that is why technology can do so much to simplify and improve how saving for the future is viewed and implemented. When you combine the use of technology with organizations, such as a chamber...

The Future of Retirement and the 401(k) Syndicate

Posted in Blog.

Many Americans tend to think that a 401(k) plan is an auxiliary benefit, much like taking vitamins to stay healthy. So, when it comes to actual “serious” benefits it’s lower on the list of absolute necessity. This might be attributed to the converging views of cost versus value. If you add in the...

The Future of FinTech: An Automated 401(k) with Live Human Support

How a 401(k) Reduces Your Taxes

What Does a New 401(k) Plan Actually Cost?

401(k) Compliance: What You Need to Know

Fintech Solutions are Changing the Retirement Industry

How Modern 401(k) Providers Eliminate Complexity

Want Your 401(k) Plan to Stand Out? Use These Keys.

401(k) Setup: What You Need to Know

You Need a Fintech 401(k) Solution and a Financial Advisor in Your Business

Getting to Know the SECURE Act

Shopping for a 401(k)? Ask These Questions.

CalSavers: The California Secure Choice Program

401(k) or Secure Choice: The Ultimate Guide

Illinois Secure Choice Program: Pros and Cons

6 Media Resources Every 401(k) Advisor Should Follow

401GO is Gaining Attention in the FinTech Space

Blackhawk Express Delivers Benefits Wherever They are Needed

Find The Right 401(k) Plan for Your Small Business

7 Ways Online 401(k) Plans Change the Retirement Savings Game For Small Businesses

3 Problems That Make Your Small Business 401(k) Plan Too Expensive (and How to Fix Them)

Yes, Any Size Business Can Offer A 401(k) Solution

Pay off debt first or contribute to 401(k) first: How to solve your confusion

Why a Safe Harbor 401(k) Plan?

Why a 401(k) Syndicate is the Best Option for a Chamber of Commerce

The Future of Retirement and the 401(k) Syndicate

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