Colorado Secure Savings

Businesses in Colorado now are required by law to facilitate a retirement option for their employees.


Employers with 50 employees or more  

Employers with 15-49 employees May 15, 2023

Employers with 5-14 employees


March 15, 2023

May 15, 2023

June, 2023


Employers are not under obligation to make contributions to a 401(k) plan if offered. 

However, employers who do not offer retirement options for their employees face a penalty of $100 per eligible employee per year. (up to $5,000 annually).


401GO can set up your company’s 401(k) plan in as little as 20 minutes and can integrate with your payroll provider.
You can also offer a Roth IRA from 401GO to your employees. 

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