We serve as a 3(38) fiduciary, but if businesses prefer to bring their own financial advisor along, we welcome them! Advisors can choose to serve in a 3(38) capacity, or let 401GO do the heavy lifting.
Partners can build their fee into our platform. Charge any way you prefer, including AUM, flat fee or per participant. You build your pricing in our portal, we'll do the collecting and deposit it into your bank account automatically.
We are the recordkeeper, plan administrator, and handle all 3(16) related services. We can also provide a full 3(38) services or allow our partners to provide their choice of 3(38) or 3(21) services. We even handle the billing to keep pricing simple and transparent.
Our extensive partner portal offers you a way to invite your clients to join 401GO. It can also show you plan assets, let you build investment models, and even request access to individual participant accounts.
Our fully integrated system performs ongoing testing to prevent surprises that arise during year-end testing. We also prepare and file the annual 5500 report so you don’t have to. All assets are held by our partner, Broadridge Matrix, and all data is handled with bank-level security standards.
Stop wasting time with complicated on-boarding processes, frustrating plan design, administration, compliance and recordkeeping. We handle the busy work so you can spend more time advising your clients and winning more plans.