How do participants select investments?

401GO has created a unique guided portfolio builder. Rather than force participants into a pre-determined box, our strategy builder asks a few questions to determine investing goals and retirement needs, and uses this information to suggest a customized port

401GO utilizes a 100% online RIA called GO-Invest to help with the investment selections in the 401(k) plan. This makes the process easy and helpful for those employees participating as they would only need to answer a number of questions to help set up their investment allocations. This is done through a risk profiling tool and Robo-Adviser to make sure that investments in your portfolio meet your tolerance level for risk.

You don’t have to accept what the Robo-Adviser provides you, but it is certainly helpful to understand what type of investments match up with your age, time of retirement, and tolerance level for risk.