Small Business 401(k) Plans

Through integration and automation, we’ve created an entirely new way to save for retirement.

Small Business

A small business 401(k) that's affordable and accessible.


Plan participation is as strong as it has ever been.


We partner with you, saving you time and money.

Simple Pricing

401GO was designed for efficiency to make it affordable for small startup plans but it also has the power and flexibility that is needed by larger organizations or more complex needs.

Signup in Minutes

With our simple plan design you can create a 401(k) plan in a fraction of the time.

No Hidden Fees

Absolutely, positively, no hidden fees in your 401(k) plan.


While most 401(k) plans involve many different service providers, we are fully integrated.


Per Participant
  • Safe Harbor Plans
  • Roth Option
  • Flexible Plan Design
  • Auto Enrollment
  • Vesting & Eligibility Options
  • Automated Compliance

Automated For Small Businesses

Plan Design

401(k) plan design built for small businesses


Fully automated non-discrimination testing

Payroll Integration

Payroll integration to save you time and money

3(38) Fiduciary

Leave the 3(38) investment fiduciary responsibilities to us

No Base Fees

A 401(k) plan that's $9 per person; there are no monthly base fees

Investment options

More investment options for small businesses