401(k) Investment Options
Our investment lineup offers a wide range of options.
These investments are provided by GO Invest. These are the default investments available to plans on 401GO. Some plans may opt to have other investments or use an investment advisor that provides a different set of investments.
Bonds and Cash
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Name
Ticker
Expense Ratio
1-Yr Return
5-Yr Return
10-Yr Return
American Century High Income R6
AHIDX
0.53
7.14645
4.22577
6.19868
American Century Short Dur Strt Inc R6
ASXDX
0.27
4.93229
2.83257
3.44367
American Century Short Duration R6
ASDDX
0.31
4.69389
2.50949
2.59121
American Funds American High-Inc R6
RITGX
0.36
7.49608
5.3584
6.74958
BlackRock Ultra Short-Term Bond ETF
ICSH
0.08
4.44032
3.55318
2.72694
DFA Investment Grade I
DFAPX
0.19
4.32126
0.61865
2.01419
DFA Social Fixed Income Institutional
DSFIX
0.22
4.1811
0.60322
Gabelli US Treasury MMkt A
GBAXX
0.08
4.06869
3.3727
2.20075
iShares 5-10 Year Investment Grade Corporate Bond ETF
IGIB
0.04
6.00819
1.62614
3.08619
iShares High Yield Systematic Bond ETF
HYDB
0.35
6.13561
4.60667
Schwab 5-10 Year Corporate Bond ETF
SCHI
0.03
6.05603
1.49676
Schwab Treasury Infl Protected Secs Idx
SWRSX
0.05
2.95841
1.43217
2.59333
SPDR Portfolio Intermediate Term Corporate Bond ETF
SPIB
0.04
5.35079
1.93468
2.93838
T. Rowe Price Global Multi-Sector Bond Fund
PGMSX
0.48
4.42457
1.34848
3.50465
Vanguard High-Yield Corporate Adm
VWEAX
0.12
7.10303
4.10245
5.38127
Vanguard Inflation-Protected Secs Adm
VAIPX
0.1
2.97966
1.37407
2.55374
Vanguard Interm-Term Corp Bd Idx Admiral
VICSX
0.06
5.98788
1.5056
3.08186
Vanguard Intermediate-Term Bond Index Fund
BIV
0.03
4.91511
0.62298
2.04816
Vanguard Short-Term Federal Adm
VSGDX
0.1
4.36705
1.72937
1.91316
Vanguard Short-Term Investment-Grade Adm
VFSUX
0.09
4.958
2.41932
2.67239
Victory Government Securities R6
URGSX
0.37
4.8835
1.2173
1.80806
VictoryShares Short-Term Bond ETF
USTB
0.34
4.83153
3.47636
Equity
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Name
Ticker
Expense Ratio
1-Yr Return
5-Yr Return
10-Yr Return
American Century Small Cap Growth R6
ANODX
0.78
15.4878
2.29817
13.0955
Cambria Trinity ETF
TRTY
0.46
21.0634
6.52542
DFA Emerging Markets Core Equity I
DFCEX
0.39
31.216
6.66568
8.82172
DFA Emerging Markets I
DFEMX
0.36
34.6452
6.38516
8.74985
DFA Emerging Markets Small Cap I
DEMSX
0.6
20.706
5.62634
8.03895
DFA Emerging Markets Social Core Port
DFESX
0.44
31.2275
5.6635
8.50411
DFA Emerging Markets Trgt Val Instl
DEMGX
0.58
26.5012
7.25173
DFA Emerging Markets Value I
DFEVX
0.44
30.0917
8.98173
9.29643
DFA Global Equity I
DGEIX
0.25
21.9423
10.0053
11.7442
DFA International Core Equity I
DFIEX
0.23
30.6693
9.69111
9.52049
DFA International Large Cap Growth
DILRX
0.27
17.613
6.26597
8.18525
DFA International Small Cap Growth
DISMX
0.45
22.6072
3.40691
7.14555
DFA International Small Cap Value I
DISVX
0.43
41.997
13.9583
10.4806
DFA International Small Company I
DFISX
0.39
30.7143
7.88754
8.79864
DFA International Social Cor Eq Instl
DSCLX
0.26
30.2045
8.96726
9.17423
DFA International Value Portfolio
DFIVX
0.28
38.1972
14.6831
11.4223
DFA Real Estate Securities I
DFREX
0.18
2.48189
3.86753
5.24582
DFA US Core Equity 1 I
DFEOX
0.15
18.9624
11.0616
13.419
DFA US Core Equity 2 I
DFQTX
0.18
19.4287
10.8247
13.0729
DFA US Large Company I
DFUSX
0.08
17.7236
11.9804
14.0878
DFA US Micro Cap I
DFSCX
0.41
25.6879
7.6464
10.6894
DFA US Small Cap I
DFSTX
0.27
20.3089
6.77755
10.0819
DFA US Small Cap Value I
DFSVX
0.31
26.1267
9.98096
10.881
DFA US Social Core Equity 2 Portfolio
DFUEX
0.22
19.2747
10.3603
12.935
DFA US Targeted Value I
DFFVX
0.29
24.2912
9.78135
11.1222
DFA World Core Equity Portfolio
DREIX
0.27
23.2165
10.0102
11.4859
DFA World ex US Core Equity Instl
DFWIX
0.3
30.505
8.82639
9.28156
Fidelity 500 Index Fund
FXAIX
0.015
17.7875
12.0497
14.1471
Fidelity Blue Chip Growth Fund
FBGRX
0.61
28.0994
12.139
19.2129
Fidelity Emerging Markets Index Fund
FPADX
0.075
33.3122
4.07735
8.00075
Fidelity International Index Fund
FSPSX
0.035
23.4035
8.59109
8.81902
Fidelity Large Cap Growth Idx
FSPGX
0.035
18.7791
12.7376
Fidelity Mid Cap Index Fund
FSMDX
0.025
15.9916
7.25928
10.9042
Fidelity Total Market Index
FSKAX
0.015
18.1465
10.7783
13.6614
FlexShares STOXX US ESG Select Index Fund
ESG
0.32
14.0914
10.607
IQ FTSE International Equity Currency Neutral ETF
HFXI
0.2
25.822
10.3359
10.1698
iShares Core S&P Small-Cap ETF
IJR
0.06
20.435
4.42097
9.85692
iShares Residential and Multisector Real Estate ETF
REZ
0.48
-1.46672
4.99485
5.54356
iShares Russell 1000 Growth ETF
IWF
0.18
18.5932
12.5687
16.6221
iShares S&P 500 Index K
WFSPX
0.03
17.7329
12.0153
14.1237
JPMorgan Diversified Return U.S. Small Cap Equity ETF
JPSE
0.29
22.2964
6.10784
S&P 500 Vanguard ETF
VOO
0.03
17.7655
12.023
14.1203
Schwab Fundamental US Large Company ETF
FNDX
0.25
20.0369
12.1983
13.3116
Schwab International Index Fund
SWISX
0.06
23.1359
8.45849
8.72407
Schwab S&P 500 Index
SWPPX
0.02
17.7412
12.0242
14.1167
Schwab Total Stock Market Index
SWTSX
0.03
18.0899
10.7436
13.6115
SPDR Portfolio S&P 600 Small Cap ETF
SPSM
0.03
20.4973
4.47729
10.0502
The Real Estate Select Sector SPDR Fund
XLRE
0.08
0.93644
4.04964
5.99757
TIAA-CREF Quant Small/Mid-Cap Equity Fund Institutional Class
TSMWX
0.46
27.0078
10.1338
TIAA-CREF S&P 500 Index Fund Institutional Class
TISPX
0.05
17.7398
12.0119
14.0997
Vanguard 500 Index Admiral
VFIAX
0.04
17.7519
12.0162
14.1177
Vanguard Emerging Mkts Stock Idx Adm
VEMAX
0.13
21.9077
3.84718
7.51643
Vanguard Growth Index Admiral
VIGAX
0.05
18.253
11.7995
16.1165
Vanguard Growth Index Fund ETF Shares
VUG
0.03
18.2675
11.8132
16.1267
Vanguard Information Technology Index Fund ETF Shares
VGT
0.09
29.3048
15.0332
21.4418
Vanguard LifeStrategy Growth Inv
VASGX
0.1
18.4489
7.68857
9.76205
Vanguard Mid Cap Index Admiral
VIMAX
0.05
12.7469
6.96575
10.7147
Vanguard Small Cap Index Adm
VSMAX
0.05
19.7285
5.67363
10.5264
Vanguard Small Cap Value Index Admiral
VSIAX
0.07
18.9382
7.83707
10.1051
Vanguard Total Stock Mkt Idx Adm
VTSAX
0.04
18.1773
10.7607
13.6685
Vanguard Value Index Adm
VVIAX
0.05
16.0296
10.9827
11.8457
Sector
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Name
Ticker
Expense Ratio
1-Yr Return
5-Yr Return
10-Yr Return
ABRDN GOLD ETF TRUST
SGOL
0.17
47.6844
21.9941
13.795
DFA Global Real Estate Securities Port
DFGEX
0.22
5.67902
2.66553
4.04345
DFA US Sustainability Core 1
DFSIX
0.17
15.9452
10.4736
13.7524
Fidelity MSCI Financials Index ETF
FNCL
0.084
2.71087
9.60094
12.3374
Fidelity MSCI Information Technology Index ETF
FTEC
0.084
29.6816
15.2509
21.232
Vanguard Energy Index Fund ETF Shares
VDE
0.09
37.4845
24.8913
11.0305
Vanguard Health Care Index Fund ETF Shares
VHT
0.09
4.71789
5.10449
9.85876
Vanguard Materials Index Admiral
VMIAX
0.09
21.2883
7.31704
10.6438
Target Date
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Name
Ticker
Expense Ratio
1-Yr Return
5-Yr Return
10-Yr Return
American Funds 2025 Trgt Date Retire R6
RFDTX
0.31
11.6032
5.75704
7.85545
American Funds 2030 Trgt Date Retire R6
RFETX
0.33
13.1243
6.39652
8.89976
American Funds 2035 Trgt Date Retire R6
RFFTX
0.34
14.6327
7.2029
10.1029
American Funds 2040 Trgt Date Retire R6
RFGTX
0.36
17.4221
8.13735
10.906
American Funds 2045 Trgt Date Retire R6
RFHTX
0.37
18.2554
8.31641
11.1314
American Funds 2050 Trgt Date Retire R6
RFITX
0.37
18.3734
8.24587
11.1765
American Funds 2055 Trgt Date Retire R6
RFKTX
0.38
18.8885
8.22747
11.163
American Funds 2060 Trgt Date Retire R6
RFUTX
0.39
18.9614
8.21259
11.1407
American Funds 2065 Trgt Date Retire R6
RFVTX
0.39
18.9709
8.21427
Schwab Capital Trust – Schwab Target 2025 Index Fund
SWYDX
0.08
10.7935
5.12587
Schwab Capital Trust – Schwab Target 2030 Index Fund
SWYEX
0.08
13.3382
6.26987
Schwab Capital Trust – Schwab Target 2035 Index Fund
SWYFX
0.08
15.1718
7.06761
Schwab Capital Trust – Schwab Target 2040 Index Fund
SWYGX
0.08
16.6171
7.68897
Schwab Capital Trust – Schwab Target 2045 Index Fund
SWYHX
0.08
17.8331
8.21347
Schwab Capital Trust – Schwab Target 2050 Index Fund
SWYMX
0.08
18.767
8.54314
Schwab Capital Trust – Schwab Target 2055 Index Fund
SWYJX
0.08
19.3285
8.73288
Schwab Capital Trust – Schwab Target 2060 Index Fund
SWYNX
0.08
19.6912
8.89381
Schwab Target 2020 Index Fund
SWYLX
0.08
10.4106
4.71246
Vanguard Target Retirement 2020 Fund
VTWNX
0.08
10.3683
4.40552
6.63952
Vanguard Target Retirement 2025 Fund
VTTVX
0.08
13.0169
5.35531
7.62934
Vanguard Target Retirement 2030 Fund
VTHRX
0.08
14.7867
6.08519
8.40397
Vanguard Target Retirement 2035 Fund
VTTHX
0.08
16.1598
6.79492
9.15541
Vanguard Target Retirement 2040 Fund
VFORX
0.08
17.5734
7.50231
9.90548
Vanguard Target Retirement 2045 Fund
VTIVX
0.08
18.9214
8.17573
10.5092
Vanguard Target Retirement 2050 Fund
VFIFX
0.08
20.3466
8.66849
10.7772
Vanguard Target Retirement 2055 Fund
VFFVX
0.08
20.3392
8.67192
10.7739
Vanguard Target Retirement 2060 Fund
VTTSX
0.08
20.3457
8.672
10.7704
Vanguard Target Retirement 2065 Fund
VLXVX
0.08
20.319
8.68496
Vanguard Target Retirement 2070 Fund
VSVNX
0.08
20.3444
Vanguard Target Retirement Income Fund
VTINX
0.08
9.30276
3.71281
5.03621
401GO does not guarantee the performance of any investment. Return data (1 year, 5 year and 10 year) is provided for informational purposes only. Past performance does not guarantee your investments will have similar returns. All investments involve risk and may lose value.
The investment information provided is for informational purposes only and is not investment advice. The performance information is past performance and is not a guarantee of future results. Information shown is obtained from third parties. 401GO does not independently verify the data, and does not warrant or represent that the data is timely, complete, or accurate.
401(k) Investment Options
Mesirow Lineups
Core
(Scroll to view full table)
Name
Category
Fidelity 500 Index Fund
Large Core
Schwab 1000 Index Fund
Large Core
Fidelity Large Cap Growth Index Fund
Large Growth
Fidelity Large Cap Value Index Fund
Large Value
Fidelity Small Cap Index Fund
Small Core
Fidelity Small Cap Growth Index Fund
Small Growth
Fidelity Small Cap Value Index Fund
Small Value
Fidelity Global ex US Index Fund
Intl Large Core
iShares MSCI EAFE Intl Index Fund K
Intl Large Core
State Street Aggregate Bond Index Fund K
Interm-Term Core Bond
Vanguard Cash Reserves Federal Money Market Fd Adm
Taxable Money Market
Supplemental
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Name
Category
State Street Emerging Markets Equity Index k
Emerging Mkts Core
Fidelity Inflation-Protected Bond Index Fund
Inflation-Linked Bond
Fidelity Extended Market Index Fund
Mid Core
Fidelity Real Estate Index Fund
Specialty – Real Estate
Vanguard Target Retirement 2020 Fund Investor
Target Date 2020
Vanguard Target Retirement 2025 Fund Investor
Target Date 2025
Vanguard Target Retirement 2030 Fund Investor
Target Date 2030
Vanguard Target Retirement 2035 Fund Investor
Target Date 2035
Vanguard Target Retirement 2040 Fund Investor
Target Date 2040
Vanguard Target Retirement 2045 Fund Investor
Target Date 2045
Vanguard Target Retirement 2050 Fund Investor
Target Date 2050
Vanguard Target Retirement 2055 Fund Investor
Target Date 2055
Vanguard Target Retirement 2060 Fund Investor
Target Date 2060
Vanguard Target Retirement 2065 Fund Investor
Target Date 2065
Vanguard Target Retirement 2070 Fund Investor
Target Date 2070+
Vanguard Target Retirement Income Fund Investor
Target Date Retirement
Vanguard Balanced Index Fund Admiral
Target Risk Moderate
Core
(Scroll to view full table)
Name
Category
DFA US Large Cap Equity Portfolio Inst
Large Core
Fidelity 500 Index Fund
Large Core
JPMorgan Large Cap Growth Fund R6
Large Growth
Putnam Large Cap Value Fund R6
Large Value
DFA US Small Cap Portfolio Institutional
Small Core
Fidelity Small Cap Index Fund
Small Core
American Century Small Cap Growth Fund
Small Growth
Principal SmallCap Value Fund II R-6
Small Value
DFA Large Cap International Portfolio Inst
Intl Large Core
iShares MSCI EAFE Intl Index Fund K
Intl Large Core
American Funds Bond Fund of America R6
Interm-Term Core Bond
Fidelity Advisor Total Bond Fund Z
Interm-Term Core Plus Bond
Vanguard Cash Reserves Federal Money Market Fd Adm
Taxable Money Market
Supplemental
(Scroll to view full table)
Name
Category
JPMorgan Mid Cap Equity Fund R6
Mid Core
American Funds 2010 Trgt Date Retirement In Fd R6
Target Date 2000-2010
American Funds 2015 Trgt Date Retirement In Fd R6
Target Date 2015
American Funds 2020 Trgt Date Retirement In Fd R6
Target Date 2020
American Funds 2025 Trgt Date Retirement In Fd R6
Target Date 2025
American Funds 2030 Target Date Retirement Fd R6
Target Date 2030
American Funds 2035 Target Date Retirement Fd R6
Target Date 2035
American Funds 2040 Target Date Retirement Fd R6
Target Date 2040
American Funds 2045 Target Date Retirement Fd R6
Target Date 2045
American Funds 2050 Target Date Retirement Fd R6
Target Date 2050
American Funds 2055 Target Date Retirement Fd R6
Target Date 2055
American Funds 2060 Target Date Retirement Fd R6
Target Date 2060
American Funds 2065 Target Date Retirement Fd R6
Target Date 2065
American Funds 2070 Target Date Retirement Fd R6
Target Date 2070+
American Funds American Balanced Fund Retirement Fd R6
Target Risk Moderate
Core
(Scroll to view full table)
Name
Category
DFA US Large Cap Equity Portfolio Inst
Large Core
Fidelity 500 Index Fund
Large Core
JPMorgan Large Cap Growth Fund R6
Large Growth
Putnam Large Cap Value Fund R6
Large Value
DFA US Small Cap Portfolio Institutional
Small Core
Fidelity Small Cap Index Fund
Small Core
American Century Small Cap Growth Fund R6
Small Growth
Principal SmallCap Value Fund II R-6
Small Value
DFA Large Cap International Portfolio Inst
Intl Large Core
iShares MSCI EAFE Intl Index Fund K
Intl Large Core
American Funds Bond Fund of America R6
Interm-Term Core Bond
Fidelity Advisor Total Bond Fund Z
Interm-Term Core Plus Bond
Vanguard Cash Reserves Federal Money Market Fd Adm
Taxable Money Market
Supplemental
(Scroll to view full table)
Name
Category
DFA Emerging Markets Portfolio Institutional
Emerging Mkts Core
American Funds American High-Income Trust R6
High Yield
Vanguard Inflation-Protected Securities Fund Admrl
Inflation-Linked Bond
JPMorgan Mid Cap Equity Fund R6
Mid Core
Vanguard Commodity Strategy Fund
Specialty – Commodities Diversified
Cohen & Steers Institutional Realty Shares
Specialty – Real Estate
American Funds 2010 Trgt Date Retirement In Fd R6
Target Date 2000-2010
American Funds 2015 Trgt Date Retirement In Fd R6
Target Date 2015
American Funds 2020 Trgt Date Retirement In Fd R6
Target Date 2020
American Funds 2025 Trgt Date Retirement In Fd R6
Target Date 2025
American Funds 2030 Target Date Retirement Fd R6
Target Date 2030
American Funds 2035 Target Date Retirement Fd R6
Target Date 2035
American Funds 2040 Target Date Retirement Fd R6
Target Date 2040
American Funds 2045 Target Date Retirement Fd R6
Target Date 2045
American Funds 2050 Target Date Retirement Fd R6
Target Date 2050
American Funds 2055 Target Date Retirement Fd R6
Target Date 2055
American Funds 2060 Target Date Retirement Fd R6
Target Date 2060
American Funds 2065 Target Date Retirement Fd R6
Target Date 2065
American Funds 2070 Target Date Retirement Fd R6
Target Date 2070+
American Funds American Balanced Fund R6
Target Risk Moderate
Mesirow is not affiliated with 401GO or any of its affiliates. Mesirow does not guarantee the performance of any investment. Return data (1 year, 5 year and 10 year) is provided for informational purposes only. Past performance does not guarantee your investments will have similar returns. All investments involve risk and may lose value.
The investment information provided is for informational purposes only and is not investment advice. Neither principal nor the underlying assets of target date investments are guaranteed at any time, including the target date, and investment risk remains at all time. There is no assurance that the recommended asset allocation will either maximize returns or minimize risk or be the appropriate allocation in all circumstances for every investor with a particular time horizon.
Mesirow refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow name and logo are registered service marks of Mesirow Financial Holdings, Inc. Mesirow Financial Investment Management, Inc., is an SEC-registered investment advisor. Advisory Fees are described in Mesirow Financial Investment Management, Inc.’s Part 2A of the Form ADV.
Investment Lineups
We Want You to Succeed
A 401(k) is often the first experience people have with investing, and we want it to be a good one. We strive to give you a platform you can easily navigate, along with a good selection of affordable funds that have the potential to perform well.
The sooner you begin, the more you can save for your future. We want your retirement savings to be able to support you when you need it, so we supply you with plenty of fund options.
The right diversity will strengthen your portfolio. We offer funds that perform differently to market conditions, to help you maximize your progress.
Your investments should not be expensive. We offer high-quality, affordable funds that don’t eat into your dividends.
Your investing experience should be customized. Your age, your planned retirement age, your income needs, your savings ability, and your risk tolerance all contribute to a unique portfolio that’s created just for you.
Our Partners
Bring Your Financial Advisor With You
If you already work with a financial advisor, we’re happy to partner with them to provide your company the best service. Financial advisor partners are welcome to serve as a 3(38) investment fiduciary if they choose, building custom fund lineups and models just for your plan.
We encourage businesses to use a financial advisor. They are proven to improve outcomes for business as well as participants.
When your advisor partners with us, they can help you:
- Create custom fund lineups and models
- Help set up your plan and choose a plan design
- Work to improve plan participation and outcomes
CLIENT TESTIMONIALS
See What Our Clients Say
FREQUENTLY ASKED QUESTIONS
Questions? We’ve Got Answers.
Honest answers about how the platform works, what it costs, and where it fits.
How do participants select investments?
401GO has created a unique guided portfolio builder. Rather than force participants into a pre-determined box, our builder asks a few questions to determine investing goals and retirement needs, and uses this information to suggest a customized portfolio.
Participants don’t have to accept what the portfolio builder provides, but it is certainly helpful to understand what type of investments match up with the chosen age, time of retirement, and tolerance level for risk.
Who is your custodial partner?
Every 401(k) plan is fully integrated with the Matrix Trust Company, part of the Broadridge family of services, to provide custodial services.
Matrix has deep roots in the financial services industry, and is trusted by financial professionals to safeguard plan assets.
Do I need a fidelity bond?
The IRS requires businesses to have insurance to protect 401(k) participants against fraud or misappropriation by those who have access to funds. Most business insurance plans will cover up to $100,000, so when plan assets are higher than this, it’s important to purchase a fidelity bond.
A fidelity (or ERISA) bond is an insurance policy which covers 10% of plan assets. If you purchase a GO-Plus or GO-Premier plan from 401GO, your fidelity bond will be included, so you won’t need to worry about it.
How do I know my plan assets are safe?
401GO does the record-keeping and administration for your 401(k) account, but is not the custodian. We partner with Broadridge Matrix Trust Company, and they hold the plan assets, which are then invested into the market. 401GO directs these trades through its platform.
401(k) accounts are some of the most secure accounts you can have. Matrix uses bank-level security and adhere to multiple industry standards to ensure the safety of assets. 401GO also maintains exceedingly high standards for data protection, including 3rd party penetration tests, extensive background checks of employees, secure password enforcement and more.
Additionally, plan sponsors are usually required to purchase a fidelity bond, which is an insurance policy that protects the funds in the case of fraud, theft, embezzlement or misappropriation.
How often can investments be changed?
Participants can change investments at any time. Make as many adjustments as you want!
How do participants manage their accounts?
Go to app.401go.com to log in. We recommend setting up two-factor authentication, which can be done using text, phone, or an authenticator app.
While we don’t (yet!) have iOS or android apps available, it is possible to add a browser page to your phone, as if it is an app.
SAMSUNG: Navigate to your account login page, tap the three dots at the top right of your screen, then choose “add to home screen.”
iPHONE: See the Apple user guide here.
Once logged in, participants can manage beneficiaries, change investments and deferral amounts, change their email address, or request a loan or distribution.
INSIGHTS
From the team.
What’s actually changing in retirement infrastructure, the advisor channel, and the technology underneath it. Written by the people building it, not a content agency.
Let’s Get Started
Start Investing in your Future by Building a Plan that Invests in these Funds.
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