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Customer Oriented Pricing

It is a common misconception that 401(k) plans are only for large employers. We’ve made it possible for small businesses to offer their employees a great retirement savings plan that costs far less then ever before.

ONE AMAZING PLATFORM
Two Customizable Options

401GO was designed for efficiency to make it affordable for small startup plans but it also has the power and flexibility that is needed by larger organizations or more complex needs.

FEATURE

401GO

401GO+

Affordable & Simple Pricing

Low monthly fee per participating employee

$9

$5 – $9+

Zero Base Fee

$0

$0

No Startup Fees

$0

$0

Custodial Fee

0%

0.07%

Investment Management Fee*

0%

0% – 0.50%

Zero Termination Fee

$0

$0

We Do All the Hard Work

Full Record-keeping

x

x

Third Party Administration (TPA)

x

x

Automated Compliance Testing

x

x

5500 Filing

x

x

Loan Disbursement and Management

x

x

3(38) and 3(16) Fiduciary

x

x

Employee on-boarding & notifications

x

x

Payroll Integrations

x

x

ERISA Bond

x

x

Robust Plan Options

Safe Harbor plans

x

x

Traditional and Roth Contributions

x

x

Vesting Schedules

x

x

Flexible eligibility rules

x

x

Optional employer matching

x

x

Profit sharing

x

x

Owner participation

x

x

Risk and Time Horizon based Managed Portfolios

x

x

Robust Plan Options

New Comparability Profit Sharing

x

Cash Balance Support

x

Bring your own Advisor 3(38) or 3(21)*

x

Customized Portfolio and Fund Options

x

*3rd party advisors that assist on 401GO+ plans may charge an Investment Management Fee of 0.0%-0.5% for assets under management. While 401GO bills these fees on behalf of the advisors, we pass all Investment Management Fees directly through to the advisor that is providing the investment management services.

Need help selecting the right option? Setup a free 401(k) Consultation!