401GO is committed to providing transparent, competitive pricing for our 401(k) plans. Most small business owners find that they can have a retirement benefit for far less than they expected, and many of them discover that 401GO is the most affordable 401(k) company.Â
Effective retirement planning must be affordable. Thanks to compound interest, thousands of dollars of growth could be lost to high fees and intensive ongoing management. 401GO offers a large selection of excellent investments at reasonable prices for participants.
A large percentage of employees at small businesses are not offered a low-priced 401(k) plan, and must use other, often inferior, products to manage their retirement savings. To help more Americans prepare for retirement, we offer some of the most affordable pricing in the industry. Medium, small, and even very, very small businesses can afford to offer their teams a 401(k) plan. This levels the playing field, allowing smaller companies to compete for the best employees by providing an attractive retirement benefit at a low price.
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$4-9/ user per month
$4-9/ user per month
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per participant per month
per participant per month
per participant per month
per participant per month
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Setup fees are not allowed here. We just don’t do it.
Zip, zero, nada. While some other providers lock you in by charging high fees to leave, we prefer to keep your business with great service and an amazing platform.
Employers pay the per-participant fee only for current employees who are actively contributing to their 401(k) account. You will not be charged for those who leave your employment.
Terminated employees are charged for their own accounts, at a discounted rate. They are also able to roll their assets into a 401GO IRA, if they choose to.
The per-participant and base fees are paid by the employer. The AUM fee is pulled from plan assets, so it is paid by all those who participate in the plan.
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