Per User Per Month
No Monthly Base Fees
ZERO AUM fees
Ideal for new plans, newer companies or organizations with fewer than 50 employees.
Per User Per Month
$29 Monthly Base Fee
0.30% AUM fee
Ideal for larger businesses, existing 401(k) plans, or those with more complex needs.
All GO-Starter Features, plus:
Per User Per Month
$29 Monthly Base Fee
Customized AUM fee
Industry leading automation with local plan advisors for the perfect Tech + Touch solution.
All GO-Plus Features, plus:
Have questions? Not sure which plan is best for you? Talk with a plan consultant today!
Features | GO-Starter | GO+Plus | GO-Premier |
---|---|---|---|
Monthly Base Fee | ZERO | $29 | $29 |
Price Per User/Month | $9 | $4-9 | $4-9 |
Volume Pricing (50+ Employees) | |||
Annual Asset Under Management Fee (AUM Fee) | ZERO | 0.3% | Customized |
Plan Design & Set Up | GO-Starter | GO-Plus | GO-Premier |
15 Min Self Setup | |||
Assisted Setup | |||
Profit Sharing | |||
Vesting Schedules | |||
Safe Harbor Plans | |||
Non-Safe Harbor Plans | |||
New Comparability | |||
Plan Administration | GO-Starter | GO-Plus | GO-Premier |
Custody | |||
3(16) Plan Administration | |||
Recordkeeping | |||
Employee Onboarding | |||
Unlimited Deferral Changes | |||
Loans & Hardship Withdrawals | |||
360 Payroll Integration | |||
TRUE-360 Integration™ | |||
Support | GO-Starter | GO-Plus | GO-Premier |
Phone, Email, Chat | |||
Help Center – FAQs | |||
Dedicated Relationship Manager | |||
Investment Management | GO-Starter | GO-Plus | GO-Premier |
3(38) Fiduciary | |||
Diverse Investment Choices | |||
Automatic Rebalancing | |||
Guided Portfolio Builder | |||
Dedicated Local Advisor | |||
Optional Outside 3(38) | |||
Bring Your Own Advisor | |||
Preferred Advisor Pairing | |||
Compliance & Filing | GO-Starter | GO-Plus | GO-Premier |
Ongoing Automated Compliance | |||
Non-Descrimination Testing | |||
Fill, Sign and Send 5500, 1099-R, 8955-SSA | |||
ERISA Bond Included |
The simplicity and exceptionally fast plan design process is a big differentiator. The low cost structure combined with the admin and investment technologies completes the plan solution and makes 401GO the best first option to consider.
The best thing about 401Go is how unpretentious they are. They present themselves as what they are at an affordable rate, and it just works—also, it’s pretty easy to use.
401GO has provided excellent customer support and education throughout our partnership. They are an awesome solution for my company of 16 people and make my job a lot easier.
© 2021 401GO, Inc