Get control of your taxes with a solo 401(k).
Here's why many solopreneurs find a solo-k is their best option.
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They're surprisingly easy.
A solo-k plan from 401GO is not only easy to set up, it's easy to manage. Once established, it requires very little ongoing input from you. -
You can make big contributions.
You can put lots of money in a solo-k, much more than is allowed in an IRA. And with both Roth and traditional options, you are able to better manage your tax burdens from year to year. -
There are lots of great investments.
We offer a robust investment lineup, with many options to choose from. If you're not sure what to invest in, our custom portfolio builder is available to guide you. -
They're very affordable.
The solo-k is astoundingly affordable, at just $200 for the first year and $150/year after that, plus a 0.3% AUM fee.
“The 401GO solution has brought simplicity to our 401k needs. …Change requests are immediate, they have access to a large assortment of investment options and the technology makes the process easy to use. From an administrative standpoint it has streamlined the process and brought us simplicity that we value.”
Roth and traditional options available.
Use a traditional plan to reduce your taxable income now, or a Roth to take tax-free distributions later.
Financial advisors recommend 401GO for solo 401(k) plans.
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Flexible plan options
Choose traditional or Roth contributions, as well as other useful plan design options. -
Financial wellness tools
Unlike other providers, the 401GO platform comes with a full suite of financial wellness tools built in. -
Spouse account included
The solo-k plan comes with a spouse account to help your family take full advantage of your business income. -
Crazy fast setup
Our automated setup process can be completed in as little as 15 minutes, and you can begin contributing right away.
401GO offers “really competitive pricing and quick turnaround time for starting a plan.”
Pricing that fits your budget.
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One simple annual fee
Just $200 for the first year and $150 per year after that, with a small 0.10% fee on assets. -
Spouse account included
The annual fee will cover both a principal and spouse account. The AUM fee is charged to both.
Here's how it works.
The setup process is easier than you think.
Step 1: Account Setup
Create an account with your name, your business name, and your EIN or SSN.
Step 2: Plan Design
Answer a few questions about plan design, and then check the assumptions we made.
Step 3: Sign Documents
Sign your documents, connect your bank account, and you are ready to begin contributing!
It's time to begin your savings journey.
Automating everything but relationships.
Get started today. Start saving today.
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