Let’s design your future.
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Solutions IND
control your retirement with an IRA

You’re in control of your retirement.

For those without access to a workplace retirement plan — or who want to supplement one — our solutions will put you in control of your own retirement planning.

We’re there when you need us.
No one wants to get customer service from a robot. Live, human support is available by phone, email or chat. Our excellent support is our top-rated feature!

No 401(k)? No problem.

An Individual Retirement Account (IRA) from 401GO is a great alternative to a workplace retirement plan, allowing you to make contributions from a personal account so your future is in your own hands.

Easy to set up.

It only takes a few minutes to set up your IRA and connect your bank account. You can start saving today!

Easy to use.

Once set up, your IRA will be easy to manage from your phone or computer. You’ll get the flexibility you need without the hassles.

Easy to pay for.

IRAs are priced at just $20/year plus 0.3% AUM. These fees are pulled from your plan assets automatically, so there’s no monthly bills to worry about.

Guided portfolio builder.

You can choose your own IRA investments, or use our builder to create a portfolio that’s customized to your individual needs. Investments can be changed at any time.

Financial wellness tools.

Every plan comes with built-in financial tools, like a retirement calculator, budgeting tool, goal tracker, spending insights, and educational articles.

Industry-leading support.

Our highly-trained team of humans provide stellar support for IRA users. If a problem ever arises, we’ll be there to help.


If you own a business with no employees, a solo 401(k) plan might be right for you.

IRA setup is a breeze.

Enter your personal information

Enter your bank information

Choose your investments

Get started.

Your new IRA can be ready to use in 15 minutes.

"The ease of use is my favorite aspect. The platform has everything laid out in front of me, no hunting around for things."

– Anonymous

"The setup process was easy, and someone was readily available if I had any questions."

– Jacie G.


401(k) Plans

For small businesses

Solo 401(k) Plans

For solopreneurs


Group 401(k) plans