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Almost everyone looks forward to the day they can prop up their feet and live off the hard-earned money from their youth. If Americans lose the opportunity to start saving early for retirement, they end up working longer than they would like to, or sadly, beyond what their aging bodies can handle. This is why it is important to consider the future when planning a budget. When it comes to planning, the earlier the better — but starting to save today is better than no savings at all!