401(k) plans come with substantial tax benefits.

Retirement benefits are a deductible expense, and one that can offset compensation. But the biggest benefit comes in the form of tax credits, which can be up to $5000/yr for 3 years.

SECURE 2.0 and the EARN Act, if passed, could potentially bring businesses even more benefits, covering 100% of start up costs, and providing credits for contributions of up to $1000 per employee.

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