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Learn About 401GO
401GO is an automated and fully-bundled service provider.
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15-minute plan setup
Using a guided setup process, you'll answer a series of questions about your business, your employees, and your plan, and 401GO will suggest the best plan design and prepare documents. The whole process takes only minutes, instead of weeks with other providers. -
Super simple administration
We integrate with your payroll or HR provider, so that funds are calculated and deposited, notifications are sent, and eligibility is tracked, all automatically with no work from you. -
Affordable pricing
401GO was designed for efficiency to make it affordable for even the smallest businesses, while providing the power and flexibility that more complex organizations require. -
Live support from real humans
We provide industry-leading customer support from live agents by phone, email or chat. Employers and partners receive a dedicated relationship manager.
“The low cost is very important…. However, the ease of use and great customer support get top kudos!”
State mandates are affecting millions of businesses.
A 401(k) is an affordable alternative to state-run plans, and is a much more effective way to prepare for retirement.
Businesses in certain states may be mandated to offer a retirement plan.
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Secure choice mandates
About a dozen states are now requiring businesses to offer a retirement plan. Many more have legislation in process, so it will likely be a reality for almost all businesses within a few years. -
State plans are Roth IRAs
Roth IRAs are not for everyone, and they're nowhere near as powerful as a 401(k). A 401(k) has much higher contribution limits, better investment options, and is typically more affordable for participants. -
Some state plans are expensive
Some states charge high fees to participants, and some impose penalties for employers who are not compliant. -
A 401(k) is the best alternative
A 401(k) plan counts as a qualified retirement option, allowing businesses to avoid using the state-run plans.
Conversation starters you can use
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Do you currently have a 401(k)?
If yes, are you happy with it?
If no, have you considered it? -
Do you have concerns about hiring and retaining employees?
Do you have anything in place to help? -
Have you investigated retirement benefits?
You can set up a plan in 15 minutes.
The cost is just $9/participant. -
Are you aware of state retirement mandates?
Several states have mandates in place that will affect almost all businesses.
Several more have legislation coming.
Here's how it works.
The setup process is easier than you think.
Step 1: Account Setup
Create an account with your name, your business name, and your EIN or SSN.
Step 2: Plan Design
Answer a few questions about plan design, and then check the assumptions we made.
Step 3: Sign Documents
Sign your documents, connect your bank account, and you are ready to begin contributing!
Are you ready to begin your savings journey?
Join the waitlist and we will notify you as soon as your IRA is ready.
Automating everything but relationships.
Automated platform, human support.
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