Small businesses reap enormous rewards by offering employees a 401(k) retirement plan, ranging from improved talent recruitment ability to increased loyalty and longevity. 401GO’s proprietary technology finally puts a 401(k) plan within reach of all small businesses.
401GO automates the complex process of setting up, managing, and maintaining a 401(k) plan, resulting in a solution that is faster, more affordable, and more accessible than ever before.
401GO for Small Businesses
Affordable and Customizable
Many 401(k) service providers use outdated and antiquated methods. 401GO saw an opportunity to automate the complicated parts and focus on providing human connection where it matters. The result is a more cost-effective, accessible, and customizable 401(k) solution with world-class customer service.
What to Expect from 401GO
Affordable Pricing
Exceptional Customer Care
15-Minute Setup
Easy Navigation
Intuitive Mobile App
Features for Employees
Dashboards with Live Data
With our intuitive dashboards, plan sponsors and participants can easily monitor their investments and track their performance, allowing quick reactions to data updated in real-time.
Guided Portfolio Builder
Choose which funds you’d like to invest in with our intuitive portfolio builder. 401GO offers a robust lineup of mutual funds, index funds, ETFs, and other investment options, covering a wide range of risk profiles and target industries—all of which can be adjusted at any time.
Financial Wellness Tools
Your employees—even those not participating in a retirement plan—have free access to financial tools like a retirement calculator, goal tracker, spending insights, educational content and more. These tools ensure that retirement is entered with savings and a history of good decision-making and habits.
Client Testimonials
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Our Software
Features for Employers
Working with Financial Advisors
Financial advisors are valuable for improving outcomes, consulting on plan design decisions and performing ongoing plan management. If you’re working with an advisor—or want to—we would love to include them. However, our setup and management are simple and intuitive enough that no financial advisor is necessary.
Robust Reports
401GO offers reports that are versatile and customizable, offering quick and valuable insights into plan participation and performance. Whatever your need is, a report is available for it.
Payroll Integration
401GO integrates elegantly with most payroll provider platforms. For everything else, we can manually integrate our 401(k) plans using our True360™ service. You receive the same reliable service either way.
Guides to State Mandates
As a business owner, it’s important to stay current on state retirement benefit mandates and how they affect you. We’ve compiled a convenient list of related resources. Learn more here. If you are subject to a state mandate, we would love to discuss how we offer a better alternative to any state sponsored plan.
Our Pricing
Pricing to Fit Every Budget
Starting at just $9 per participant, 401GO is affordable for businesses of all sizes. With discounts for plan sizes above 50 participants, our 401(k) plans become even more affordable. Learn more about our pricing tiers to find the one that works best for you.
Frequently Asked Questions
Questions? We’ve Got Answers
Can my small business offer a 401(k) plan?
Yes! With 401GO, it’s finally practical for even very small businesses to offer 401(k) plans for their teams. Our plans start at just $9 per participant.
As a small business, how do I set up a 401(k) plan?
Gather a few pieces of information, and our guided setup process will do the rest! Answer some questions, and the system will suggest the best plan type for your circumstances and generate a plan document for you to sign. The whole process takes just minutes. If you want additional support, our team is happy to answer your questions and facilitate the plan setup for you.
What are the fiduciary responsibilities of a small business in managing a 401k plan?
Your main fiduciary responsibility is to act in the interest of the participants. Other responsibilities include paying plan expenses, preparing tax filings, ensuring timely and accurate contributions, and more. 401GO relieves the bulk of these responsibilities so you can focus more on working with your team.
News and Blog Articles
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Get Started with 401GO
It’s never been easier or more affordable for small businesses to implement 401(k) plans. Contact us today! We’d love to customize a plan for you and your team.
