Individual Retirement Account (IRA)
IRAs are not tied to your employment.
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You own them yourself.
Unlike a 401(k), an IRA is owned by you, is not tied to your employment, and is not affected by job changes. Contribute from your personal account rather than from your paycheck. -
Start saving while waiting for eligibility.
Don't miss out on any savings opportunities! If you're waiting to be eligible for your company's 401(k) plan, you can use an IRA to start your retirement savings now. -
It's a great supplement to a 401(k).
If you want to maximize your retirement savings, add an IRA. You can contribute to both and take full advantage of investment growth. -
They're very affordable.
At just $20 per year and a low 0.3% AUM, it costs very little to invest in an IRA.
“The low cost is very important…. However, the ease of use and great customer support get top kudos!”
Roth and traditional options available.
Use a traditional plan to reduce your taxable income now, or a Roth to take tax-free distributions later.
Take control of your financial future with these tools.
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Portfolio builder
If you're unsure what to invest in, use our easy custom portfolio builder to help you get started. -
Financial wellness tools
Unlike other providers, the 401GO platform comes with a full suite of financial wellness tools built in. -
Roth and traditional
Roth and traditional contributions are both available to give you more control over your tax burdens. -
Crazy fast setup
Our automated setup process can be completed in just a few minutes, and you can begin contributing right away.
“They have great real phone suppport in the US which many of their competitors do not provide. They are not just some AI firm who has a robot do it all.”
Get a fast and easy 401(k) rollover.
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401(k)s with us transfer easily.
If you have a 401(k) account with an old employer that is on the 401GO platform already, a rollover to a new IRA is done seamlessly in one day. -
Roll into a 401(k) just as easily.
If you decide to move your IRA funds into a 401GO 401(k) account at any point, that process can also be completed in one day.
Here's how it works.
The setup process is easier than you think.
Step 1: Account Setup
Create an account with your name, your business name, and your EIN or SSN.
Step 2: Plan Design
Answer a few questions about plan design, and then check the assumptions we made.
Step 3: Sign Documents
Sign your documents, connect your bank account, and you are ready to begin contributing!
Are you ready to begin your savings journey?
Join the waitlist and we will notify you as soon as your IRA is ready.
Automating everything but relationships.
Automated platform, human support.
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