What You Need to Know About 2026 401(k) Contribution Limits
Saving for retirement just got a little more room to grow. The IRS announced new 401(k) contribution limits for 2026. If you’re a saver, business owner, or advisor helping clients plan ahead, these changes matter. Whether you’re maxing out your contributions or just getting started, understanding the new limits helps you make the most of […]
How to Establish a Vesting Schedule for Your Company’s 401(k)
If you are just starting a 401(k) at your company, you may be wondering about vesting. How should you decide what type of vesting schedule to establish? Does it really matter? Although some people might not think so, we think it matters, and the schedule you settle on can affect many aspects of your business. In this post, we explain how your choices matter to your business today, and in the future.
401(k) Contribution Limits for 2024: What Does It Mean to You?
Let’s talk about how the numbers are changing and what it will mean for you, your business and your employees.
OregonSaves Pros & Cons
OregonSaves, the country’s first state-mandated Secure Choice retirement plan, celebrated its sixth birthday in 2023. It already has $200 million invested on behalf of the approximately 118,000 workers in the state who use the plan to save toward their retirement.
Understanding ERISA Bonds for 401(k) Plans
If you’re thinking about sponsoring a 401(k) plan at your company, you should know about ERISA bonds.
4 Key Questions Retirement Plan Advisors Should Ask Small-Business Owners
We have put together a list of questions that will help you determine what your clients need and want — in a timely and efficient manner.
Solo 401(k) Contribution Limits
We’re here to help explain what a solo-k is, how you can benefit and what the contribution limits are for this retirement plan.
4 Questions Your Employees Will Ask About Your New 401(K) and How to Answer
You’re probably excited to embark on becoming a 401(k) plan sponsor. Don’t forget an important part of 401(k) sponsorship: answering employee questions.
Complying with State Retirement Mandates
Although life expectancy in the U.S. peaked in 2014 at 78.9 years, many of us are living much longer, and it costs money. The government is making less noise than it used to about ending Social Security, but few people are able to live on that alone, assuming that it lasts past 2034. So the […]
4 Ideas for Hiring Good Employees
While you may have your own strategy for hiring new employees, learning others’ tricks of the trade just gives you more tools and ideas to work with.