Types of 401(k) Providers and How to Choose the Right One for Your Business
Choosing a 401(k) provider is one of the most important operational decisions a business owner makes. The type of provider you choose will directly shape how much time your team spends on administration, how well your plan stays compliant, and how easily your benefits program scales as you grow. Here’s the thing, not all 401(k) […]
Why Financial Wellness is Your Business’s Secret Weapon
Financial health doesn’t live in a vacuum. It’s not a box you can tuck away at 9:00 AM and pick back up at 5:00 PM. Financial stress follows people into the office, affecting their focus, health, and overall productivity. You can support employees by offering a retirement plan. But to truly help your team and […]
2026 IRA Limits: Your Simple Guide to Saving Smarter
In 2026, staying on top of retirement rules is more than just something to check off your list; it’s how you protect your hard-earned money. If you’ve been looking for a way to save beyond your employer’s plan, an Individual Retirement Account (IRA) is your best friend. At 401GO, we’re all about making the complex […]
Get to Know the SECURE 2.0 Tax Credits for Small Businesses
If you, like many other business owners, have ever considered offering a 401(k) at your company but hesitated because of cost, it might be the time to reconsider. Thanks to the SECURE Act 2.0, the government is offering major tax credits that can reduce or even eliminate the costs of starting and running a retirement […]
Understanding the Student Loan Match Feature in 401(k) Plans
As student loan debt continues to affect millions of Americans, employees are facing the challenge of managing financial burdens while still saving for retirement. The introduction of a student loan match feature in 401(k) plans presents a viable solution that has a lot of potential, especially for a younger workforce. What is the Student Loan […]
GO-Starter vs. State-Offered Retirement Programs: What’s the Difference?
When it comes to retirement planning, having a reliable savings strategy in place is key to ensuring financial stability for the future. However, with the variety of retirement plans available today, it can be difficult to choose the right one for your needs. Two prominent options for businesses and individuals are 401GO’s GO-Starter plan and […]
The Value of Including a Financial Advisor within a Retirement Plan
I have been in the financial services industry for my whole career (27+ years) and have had the pleasure of working at some of the greatest companies in the world (Morgan Stanley, UBS, Fidelity Investments, DriveWealth and now 401GO). It all started when I was a financial advisor at Dean Witter (now Morgan Stanley). The […]
What is a 401(k) Payroll Integration and How Does it Work?
Retirement plans can be difficult to understand, and even harder to administer. Industry insiders throw around jargon, especially as it relates to a provider’s 401(k) payroll integration, and all these terms can be confusing. What do they mean? Are they bringing any actual value to a retirement plan? Let’s define the terms and explain why […]
Fast-Track Q1 Payroll Sales with Fintech 401(k) Solutions
As a payroll salesperson, the first quarter of the year can often feel like an uphill battle. Business owners are recovering from the holiday season, budgets are still being finalized, and sales can seem slower than usual. However, this lull presents an excellent opportunity to pivot your strategy and make the most of bundled payroll […]
401(k) Success Strategies for the New Year
With focus now shifting to the New Year with a time for fresh starts, for business owners, it’s the perfect opportunity to focus on financial strategies that benefit both your company and your employees. One powerful tool to prioritize is your 401(k) plan. Whether you’re starting from scratch or looking to optimize an existing plan, […]