Insights for Advisors

Enjoy your summer: 401GO can set up your safe harbor 401(k) in minutes.

Judd Bagley

SMB, Insights for Advisors, Insights for Employers, Safe Harbor

While most people consider Labor Day to be the unofficial first day of autumn, those of us in the retirement savings business think the season changes on October 1st: Safe…

Why Cash Balance Retirement Plans are Good for Small Businesses

Paul Villanueva

Insights for Advisors, Insights for Employers

The retirement plan industry is currently experiencing significant changes with a focus on the small market space. As defined benefit plans have dwindled and defined contribution plans like the 401(k)…

Technology is a 401(k) Game Changer for Small Businesses and Financial Advisors

Judd Bagley

Insights for Advisors, Insights for Employers

401GO’s founders are serial entrepreneurs who, while growing a promising small business, wanted to offer their employees the many benefits of a 401(k) plan — only to discover that the…

Colorado SecureSavings Pros and Cons

Jennifer Stott

Insights for Employers, Insights for Advisors, Secure Choice

Batman vs. Superman. Hulk vs. Wolverine. Frankenstein vs. Dracula. These are legendary contests, and while we don’t claim that 401GO vs. Colorado SecureSavings is as entertaining as the others, we…

403(b) Contribution Limits

Kelly Wilde

Insights for Advisors, Insights for Employers

A lot of people are familiar with 401(k)s, even though the name could not possibly be less catchy or memorable (if you didn’t know, it’s named for a tax code).…

OregonSaves Pros & Cons

Jennifer Stott

Blog, Insights for Advisors, Insights for Employers, Insights for Everyone Else, Secure Choice

OregonSaves, the country’s first state-mandated Secure Choice retirement plan, celebrated its sixth birthday in 2023. No need for a gift — it already has $200 million! This money is, of…