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Futures Built Here

The Resources Heartland Reps Need to Succeed

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Learn About 401GO

Our People are Here for Your People

15-Minute Setup

Using a guided setup process, you’ll answer a series of questions about your business, your employees, and your plan, and 401GO will suggest the best plan design and prepare documents. The whole process takes only minutes, instead of weeks with other providers.

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401GO

Affordable Pricing

401GO was designed for efficiency to make it affordable for even the smallest businesses, while providing the power and flexibility that more complex organizations require.

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401GO

Super Simple Administration

We integrate with your payroll or HR provider, so that funds are calculated and deposited, notifications are sent, and eligibility is tracked, all automatically with no work from you.

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401GO

Live Support from Real Humans

We provide industry-leading customer support from live agents by phone, email or chat. Employers and partners receive a dedicated relationship manager.

World class customer service for financial advisors using 401GO
401GO
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401GO

State Mandates

Does Your State Mandate a Retirement Plan?

Businesses in some states may be mandated to offer a retirement plan.

  • Retirement plans are mandatory in several states.
    A number of states are now requiring businesses to offer a retirement plan. Many more have legislation in process, so it is likely to be a reality for almost all businesses within a few years.
  • Most state plans are expensive.
    Roth IRAs are not for everyone, and they’re not as powerful as a 401(k). A 401(k) has much higher contribution limits, better investment options, and is typically more affordable for participants.
  • Some state plans are expensive.
    Some states charge high fees to participants, and some impose penalties for employers who are not compliant.
  • A 401(k) is the best alternative.
    A 401(k) plan counts as a qualified retirement options, allowing businesses to avoid using the state-run plans.

State Mandate

Compare Your Guidelines by State

View All State Mandate Information
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California

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Colorado

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Connecticut

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Illinois

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Maryland

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Maine

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New York

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Oregon

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Virginia

Why Choose 401GO

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15-Minute Plan-Design Process

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Personalized Attention

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No Plan Setup Fee and Low Prices

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Pioneering Technology

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Intuitive Mobile App

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Tax Assistance for Small Businesses

Futures Built Here

We Never Automate Relationships

No one wants to get customer service from a robot. Employers get a dedicated relationship manager, and employees get live support available by phone, email or chat. Our excellent support is our top-rated feature!

Never automated relationships
401GO

Conversation Starters

Ask Your Clients These Questions

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Do You Currently Offer a 401(k)?

If yes, are you happy with it? Would you like to make changes or switch providers?

If no, have you considered it?

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Do You Have Concerns About Hiring and Retention?

Do you have anything in place to help with employee retention?

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Are You Aware of State Retirement Mandates?

Several states have mandates in place that will affect almost all businesses. Several more have legislation in progress.

Ready to Get Started?

Reach out to us to discuss your retirement options today!

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See What Our Clients Say

5 Min a Month for Worry-Free Plans

Randon Aviation

Completely Seamless, Totally Painless

The Roxberry Group

User Friendly for Clients and Employers Alike

American Benefits Company

Plan Sponsors in 30 Min or Less

Strategic Retirement Partners

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