August 11, 2024
Insights for Employers, Insights for Everyone Else, Safe Harbor
You’ll hear a lot about Safe Harbor 401(k) plans this month, and with good reason. They are a valuable option, and the one that around 80% of small businesses choose.…
July 22, 2024
SMB, Insights for Advisors, Insights for Employers, Safe Harbor
While most people consider Labor Day to be the unofficial first day of autumn, those of us in the retirement savings business think the season changes on October 1st: Safe…
June 6, 2024
Insights for Employers, Safe Harbor
Have you heard of a Safe Harbor 401(k)? Maybe you have, but you don’t know how it works. Or you know how it works, but you’re not sure it would…
May 15, 2023
Blog, Insights for Employers, Insights for Everyone Else, Safe Harbor, SMB
If you’re a small-business owner thinking of offering a 401(k) plan to your employees, you may want to consider a Safe Harbor plan. Safe Harbor plans have some distinct advantages…
September 19, 2022
Blog, FA Partnerships, Insights for Advisors, Insights for Employers, Insights for Everyone Else, Insights for Participants, NFA, Safe Harbor, SMB
Sometimes called “profit-sharing plans,” non-elective 401(k)s can be a powerful tool for small businesses to retain good employees, reduce taxes, and help business owners prepare for their own retirement. But…
June 5, 2022
Blog, FA Partnerships, Insights for Advisors, Insights for Employers, Safe Harbor, SMB
401(k) plans are created with fairness in mind. They are intended to provide a benefit that is valuable to all employees who choose to participate. To ensure this fairness, the…