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Useful content for plan sponsors
Six reasons to choose 401GO
15-Minute Plan-Design Process
Personalized Attention
No Plan Setup Fee and Low Prices
Pioneering Technology
Intuitive Mobile App
Tax Assistance for Small Businesses
State Mandates
Does Your State Mandate a Retirement Plan?
Businesses in some states may be mandated to offer a retirement plan.
- Retirement plans are mandatory in several states.
A number of states are now requiring businesses to offer a retirement plan. Many more have legislation in process, so it is likely to be a reality for almost all businesses within a few years. - Most state plans are expensive.
Roth IRAs are not for everyone, and they’re not as powerful as a 401(k). A 401(k) has much higher contribution limits, better investment options, and is typically more affordable for participants. - Some state plans are expensive.
Some states charge high fees to participants, and some impose penalties for employers who are not compliant. - A 401(k) is the best alternative.
A 401(k) plan counts as a qualified retirement options, allowing businesses to avoid using the state-run plans.
Futures Built Here
We Never Automate Relationships
No one wants to get customer service from a robot. Employers get a dedicated relationship manager, and employees get live support available by phone, email or chat. Our excellent support is our top-rated feature!
