GO-Starter vs. State-Offered Retirement Programs: What’s the Difference?
When it comes to retirement planning, having a reliable savings strategy in place is key to ensuring financial stability for the future. However, with the variety of retirement plans available today, it can be difficult to choose the right one for your needs. Two prominent options for businesses and individuals are 401GO’s GO-Starter plan and […]
Why Happy Clients Ditch Their Financial Advisors (and 3 Ways to Re-Engage Them)
When a client says, “Everything’s fine! Nothing to discuss,” in all your meetings, that’s a financial advisor win—right? Not necessarily. According to Meghaan Lurtz, Ph.D., a leading global expert on the psychology of financial planning, this can be a sign of looming danger for your relationship. Fix, Fine, Flourish: How (and Why) Clients Fall Out of Love […]
401GO and isolved Announce Strategic Partnership to Simplify Retirement Planning for Businesses
Next-generation retirement plan provider 401GO, announced its strategic partnership with isolved®, an industry-leading human capital management (HCM) technology provider. The new offering, isolved 401(k), powered by 401GO, simplifies compliance, reduces administrative burdens, and delivers impactful benefits—all while potentially maximizing savings through tax credits and deductions for the more than 189,000 employers leveraging isolved People Cloud™. With […]
The Value of Including a Financial Advisor within a Retirement Plan
I have been in the financial services industry for my whole career (27+ years) and have had the pleasure of working at some of the greatest companies in the world (Morgan Stanley, UBS, Fidelity Investments, DriveWealth and now 401GO). It all started when I was a financial advisor at Dean Witter (now Morgan Stanley). The […]
401(k) Rollovers: Take Your Retirement With You
In today’s economy, the average worker changes jobs 5-7 times over the course of their career. As a result, many will need to transfer their employer-sponsored retirement savings through a process known 401(k) rollovers. It is important to be educated on the process and benefits of rolling over retirement assets. What are rollovers? A rollover […]
401(k) Compliance: Why a TPA is Essential for Form 5500 Accuracy
Taking the risk of preparing and filing form 5500 on your own is not worth it! Many 401(k)-related administrative tasks that fall on the business owner or trustee are complex and difficult to navigate, especially the compliance issues governed by ERISA. One of the most important—and most daunting—is the requirement to file the IRS form […]
Sue Hardy and Kelly Wilde Announced as Top 50 Women Leaders in Financial Technology of 2024
[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”] 401GO is proud to announce that Sue Hardy, Head of Operations, […]
Understanding Qualified Disaster Withdrawals from a Retirement Plan
Disasters are unpredictable, but as a financial advisor, you are in a unique position to help your clients prepare for and recover from them. Thanks to SECURE 2.0, there are new provisions that can support your clients during difficult times, including qualified disaster withdrawals, expanded distributions, tax relief, and plan loan options. These provisions are […]
What is a 401(k) Payroll Integration and How Does it Work?
Retirement plans can be difficult to understand, and even harder to administer. Industry insiders throw around jargon, especially as it relates to a provider’s 401(k) payroll integration, and all these terms can be confusing. What do they mean? Are they bringing any actual value to a retirement plan? Let’s define the terms and explain why […]
Fast-Track Q1 Payroll Sales with Fintech 401(k) Solutions
As a payroll salesperson, the first quarter of the year can often feel like an uphill battle. Business owners are recovering from the holiday season, budgets are still being finalized, and sales can seem slower than usual. However, this lull presents an excellent opportunity to pivot your strategy and make the most of bundled payroll […]