ACCOUNTANTS & BOOKKEEPERS
Their retirement plan should already be yours.
You’ve built the trust. You do the books. You’re the first call when a client has a payroll question. The retirement plan should already be yours — and with 401GO, it is. We built a platform that fits inside the workflow you already run, not one that asks you to build a new one.
You're Already the Most Trusted Person in the Room
Your clients don’t want another vendor. They want someone they already trust to handle one more thing. 401GO makes it easy to be that person.
We integrate directly with the payroll systems you already manage. Contribution data flows automatically — no manual entry, no reconciliation calls, no correction filings from avoidable mismatches. You can set up a plan in 15 minutes, generate a proposal without leaving the platform, and hand off implementation without touching your client relationship. When the plan is live, real-time dashboards surface the numbers you need without asking you to become a retirement specialist overnight.
You keep the relationship. We keep the machine running behind it.
The Right Plan for Every Client
401GO covers the full range of retirement needs so you can say yes to the right plan for you.
Standard 401(k)
The core offering, built for SMBs
Safe Harbor 401(k)
Simplified compliance for employers who want it
Starter 401(k)
For businesses just getting started
Solo 401(k)
For owner-only businesses
ERISA 403(b)
Purpose-built for tax-exempt organizations
Traditional IRA
Individual retirement access
Cash Balance
For businesses with more complex planning needs
Built for how you already work.
Plug into your payroll stack
We integrate natively with the major payroll platforms your clients already use. Deferral data, employee records, and contribution information sync automatically in both directions. The errors that generate service calls disappear before they happen.
Control your revenue
Build fee structures directly inside the advisor portal — flat fees, one-time setup fees, AUM-based pricing, or banded by volume. We collect automatically and deposit directly to your account. No invoicing. No chasing payments at year-end.
Launch without disruption
New client plans can go live in as little as 15 minutes. Proposals are generated inside the platform. There’s no implementation backlog, no 6-week wait, and no onboarding process that pulls you away from other client work.
Centralize your documents
Upload client agreements, adoption documents, and plan materials in one place. Track completions and signatures. Stop searching through email threads when a client needs something.
Stay current automatically
SECURE 2.0 compliance is handled at the platform level — not tracked on a spreadsheet you update manually. A monthly regulatory newsletter keeps you current on what’s changing before your clients ask.
Native payroll integration. Automated compliance. Clean fee structures you control. The retirement platform your practice has always dreamed of having.
CLIENT TESTIMONIALS
Your Peers Know the Story
FREQUENTLY ASKED QUESTIONS
Questions? We’ve Got Answers.
Honest answers about how the platform works, what it costs, and where it fits.
Do I need to be a retirement specialist to offer 401GO plans?
No — and that’s the point. You don’t need to become a plan design expert to add retirement to your service offering. 401GO handles the compliance infrastructure, the regulatory updates, and the operational complexity. Your job is the relationship and the setup. We handle the rest.
How much control do I have over investment lineups?
A lot. Our in-house lineup gives participants a strong selection out of the box — more funds than most competitors include by default. If you’d rather build your own, you can choose from thousands of funds through our custodial partner, Matrix Trust. We also work with specialty investment advisors if you want a closely monitored, regularly updated lineup for a more premium offering.
How does payroll integration actually work for my clients?
We integrate directly with the major payroll platforms — when payroll runs, deferral amounts, employee records, and contribution data sync automatically in both directions. No manual entry. No reconciliation process. No correction filings from data mismatches that never should have happened. It eliminates the single biggest source of client service calls in retirement plan administration.
What does the fee model look like for my practice?
You build your own structure inside the advisor portal — flat fees, one-time setup fees, AUM-based pricing, or volume tiers. We collect and deposit directly to your account. You’re not issuing invoices or having awkward payment conversations with clients. Revenue moves cleanly, on your terms.
What if my client has a plan type that I’m not sure about?
Talk to us. We cover standard 401(k), Safe Harbor, Starter K, Solo K, 403(b) for nonprofits, Traditional IRA, and Cash Balance plans. If a client has complex needs, our team will help you figure out the right fit — we’d rather help you say yes than send you somewhere else.
INSIGHTS
From the team.
What’s actually changing in retirement infrastructure, the advisor channel, and the technology underneath it. Written by the people building it, not a content agency.
FUTURES BUILT HERE
Ready to Add Retirement to Your Practice?
Your clients trust you with their books. Let’s make sure they trust you with their future, too. 401GO gives you the platform, the infrastructure, and the support to offer retirement plans without adding complexity to your practice.
