Are You Ready for Retirement? Most Business Owners Aren’t.
Small business owners are sometimes underprepared, and haven’t given enough thought to their retirement savings strategy.
The Future of FinTech: An Automated 401(k) with Live Human Support
When questions arise, automated support is rarely an ideal solution for end users. The best fintech providers understand this problem.
How a 401(k) Reduces Your Taxes
A 401(k) comes with various benefits, from tax deductions and credits to increased employee retention and satisfaction.
What Does a New 401(k) Plan Actually Cost?
Old plans were bulky, often cost-prohibitive for smaller employers, but the new generation of 401(k) plans are much more affordable.
401(k) Compliance: What You Need to Know
To ensure fairness, the ERISA regulations specify best practices in establishing a 401(k) plan. Each 401(k) plan is required to perform annual nondiscrimination tests, and report on the details of the plan operation.
Fintech Solutions are Changing the Retirement Industry
Fintech is carving out a place all its own in the retirement industry, making a big splash in the 401(k) small plan market, where many of the 50 million Americans who don’t have access to a company-sponsored retirement plan work. And in the process, it’s making 401(k) plans a lot less expensive than the traditional legacy systems many recordkeepers use.
How Modern 401(k) Providers Eliminate Complexity
The new generation of retirement plans streamline the process to eliminate most of these steps, saving not just hours or days, but potentially weeks of time and hassle.
Want Your 401(k) Plan to Stand Out? Use These Keys.
Retirement benefits are the second most valued employee benefit a company offers, after health insurance. 88% of employees say a 401(k) is a must-have benefit when they’re looking for a job. Employees at large companies are taken care of, with 401(k) plans and executive compensation packages. But what about employees in small companies?
401(k) Setup: What You Need to Know
Before a company can set up a 401(k) plan, some important decisions will need to be made. Are you ready to get started? Navigate through this five-step process.
You Need a Fintech 401(k) Solution and a Financial Advisor in Your Business
Retirement plan advisors support plan sponsors in many 401(k) decisions. They’re also a key link between plan sponsors and third-party administrators (TPAs) and other plan providers, providers who are necessary to the smooth running of the plan.