401(k) Compliance: What You Need to Know
To ensure fairness, the ERISA regulations specify best practices in establishing a 401(k) plan. Each 401(k) plan is required to perform annual nondiscrimination tests, and report on the details of the plan operation.
How Modern 401(k) Providers Eliminate Complexity
The new generation of retirement plans streamline the process to eliminate most of these steps, saving not just hours or days, but potentially weeks of time and hassle.
Want Your 401(k) Plan to Stand Out? Use These Keys.
Retirement benefits are the second most valued employee benefit a company offers, after health insurance. 88% of employees say a 401(k) is a must-have benefit when they’re looking for a job. Employees at large companies are taken care of, with 401(k) plans and executive compensation packages. But what about employees in small companies?
401(k) Setup: What You Need to Know
Before a company can set up a 401(k) plan, some important decisions will need to be made. Are you ready to get started? Navigate through this five-step process.
You Need a Fintech 401(k) Solution and a Financial Advisor in Your Business
Retirement plan advisors support plan sponsors in many 401(k) decisions. They’re also a key link between plan sponsors and third-party administrators (TPAs) and other plan providers, providers who are necessary to the smooth running of the plan.
Shopping for a 401(k)? Ask These Questions.
The vernacular of retirement benefits can sound like a foreign language. And, because the best 401(k) providers vary so much in what they offer and how much they charge, it can be difficult to do a good comparison.
CalSavers: The California Secure Choice Program
The state of California has enacted into law a mandatory retirement plan called CalSavers. This mandate will affect millions of companies with employees in California. Understand the details and implications before making a decision with far-reaching consequences.
401(k) or Secure Choice: The Ultimate Guide
With secure choice plans being offered in more and more states, it’s important to understand enough details to advise clients properly on their best options. Retirement plan decisions can have far-reaching consequences for both employer and employee.
Illinois Secure Choice Program: Pros and Cons
The state of Illinois passed the Illinois Secure Choice Program Act, which became effective in June of 2015. Like many other similar state retirement programs, it mandates that all employers that do not offer a retirement plan to their employees participate in the state plan.
Blackhawk Express Delivers Benefits Wherever They are Needed
Back in December of 2008, when small business owners Niasha Hawkins & Lemule Hawkins started trucking company Blackhawk Express, they were in the midst of a journey. Today, it is easy to hear the joy they feel for the growth of their family and their business.