PAYROLL PROVIDERS → HCM PARTNERS
The retirement platform designed for payroll partnerships
Add 401(k) to what you already offer. Your clients get a modern solution while 401GO handles the implementation, administration, and direct support
Give Clients More Without Creating More Work
Payroll gets you in the door. Retirement keeps you there.
401GO sits invisibly inside your platform, handling recordkeeping, compliance and administration in a single integrated system we built from scratch. No middleware. No outsourced backend. No waiting on a third-party vendor to get something done.
For your clients, it feels like you just got a lot more capable. For your team, nothing changes. That’s the point.
Disclaimer:
Modeled using estimated partnership economics based on plan count and participant activity. Actual results vary based on partnership structure, plan mix, and adoption levels.
Modeled using estimated partnership economics based on plan count and participant activity. Actual results vary based on partnership structure, plan mix, and adoption levels.
PARTNERSHIP ECONOMICS
Revenue that Compounds as Your Client Base Does
Every retirement plan creates an opportunity to strengthen client relationships while generating recurring revenue.
As your client base grows, retirement services can become a meaningful source of long-term value for your business without requiring significant additional operational resources.
CLIENT TESTIMONIALS
Don’t Take Our Word For It
Additional Resources
FREQUENTLY ASKED QUESTIONS
Questions? We’ve Got Answers.
Honest answers about how the platform works, what it costs, and where it fits.
How is this different from the retirement providers I've already seen?
Most retirement platforms are middleware — a modern interface sitting on top of an outsourced backend. When something breaks or a regulation changes, they’re waiting on a third-party vendor. 401GO owns the entire stack: recordkeeping, administration, compliance, investment fiduciary, plan documents — all in one system. Fewer handoffs means fewer errors and faster everything.
What does integration actually look like?
We offer two paths. For major payroll platforms, we build a full 360° API integration — payroll data, deferral elections, and employee records sync automatically in both directions. For everyone else, our True360™ service delivers the same hands-off accuracy without a custom build, at no added cost. Your clients never touch a spreadsheet. Neither do you.
What kind of support do partners and clients get?
A real person. Every partner and employer gets a dedicated human contact — not a ticket queue, not a chatbot. That person knows your account, knows your clients, and handles issues directly. We also send a monthly newsletter with regulatory updates, trend data, and anything else that could affect your book of business.
How long does implementation take?
Plan setup takes minutes. Implementation for your team is a conversation. We handle the technical lift — you focus on the client relationship.
INSIGHTS
From the team.
What’s actually changing in retirement infrastructure, the advisor channel, and the technology underneath it. Written by the people building it, not a content agency.
FUTURES BUILT HERE
Add Retirement to What You Already Offer.
Your clients need retirement benefits. You have the relationship. 401GO has the infrastructure. Let’s put all three together.
