401GO at a Glance:
- Enterprise-ready plans launched in as little as 15 minutes
- Institutional-grade 3(16) and 3(38) fiduciary coverage
- Premium 360° API connectivity with True360™ fallback for legacy systems
- Dedicated Relationship Managers for every client, regardless of headcount
Selecting a 401(k) provider is an important decision for any business’ benefits strategy. While many traditional providers are bogged down by manual paperwork and fragmented services, 401GO delivers 401(k) plans with ease. By combining cutting-edge automation with a human-centric approach, we have moved beyond Frankenstein digital tools to a fully unified, in-house solution that is faster, more reliable, and more scalable than the industry standard.
Whether you are launching a new plan or migrating an existing one, here is how 401GO’s offerings transform retirement for your organization.
Radically Different 401(k) Automation
While 401(k) plans normally use record keepers who say they are “integrated” but actually require multiple third-party vendors, 401GO owns all of our technology in a single, in-house solution. Our platform is built for speed and stability unlike competitors who rely on legacy systems that take weeks to implement. This results in:
- We measure setup time in minutes, not months. Our tech allows for quick implementation, as low as 15 minutes, without sacrificing accuracy.
- From real-time tracking of participant eligibility to the automated distribution of mandatory employee notices, our platform handles the heavy lifting of compliance.
- Automation reduces the risk of error, providing a stable and flexible environment that grows alongside your workforce.
Comprehensive Fiduciary Oversight: 3(16) and 3(38)
Many record keepers fragment responsibilities across different firms, creating communication gaps and increasing the administrative burden on the employer. 401GO represents the next generation of fiduciary care, acting as both a 3(16) administrative fiduciary and a 3(38) investment manager.
- We prepare, sign, and file the Form 5500. Your team simply performs a final review and we handle the rest.
- Should the Department of Labor conduct an audit, our team provides the necessary data and expert guidance to navigate the process seamlessly.
Seamless Payroll Integrations & True360™
A modern 401(k) should integrate seamlessly with your existing tech stack. Our primary focus is our 360° API integration. It allows our software to communicate directly with your payroll provider in real-time for maximum data integrity.
However, we understand that some payroll providers still operate on legacy technology that doesn’t support API connectivity. To solve this, we offer True360™ Managed Service. If a direct tech integration is not possible due to your payroll provider’s limitations, our dedicated True360™ team steps in. We manage the data transfer internally so your HR team still enjoys a hands-off, seamless experience.
Relationships First: Expert Customer Support
While our technology leads the market, we believe it cannot replace human expertise. Every plan at 401GO, regardless of size, is assigned a dedicated relationship manager for its entire lifecycle.
We automate everything but relationships. This is why our in-house team handles all participant inquiries. We understand your time is important. If you reach us during a peak period, we guarantee a response to voicemails by the next business day. Our commitment to innovation and customer feedback has earned us top-tier G2 ratings, consistently outperforming legacy industry giants.
Why Choose 401GO?
401GO offers an effective way to bring high-quality retirement solutions to employees who need them most. We don’t force you to abandon the financial advisors or payroll providers you already trust; instead, we provide the sophisticated infrastructure that makes those relationships more efficient.
Ready to modernize your company’s retirement benefit? Explore 401GO’s solutions today.
