Why It’s Important to Think About a Safe Harbor 401(k) Plan Now

You’ll hear a lot about Safe Harbor 401(k) plans this month, and with good reason. But they come with a few regulations that business owners need to be aware of.
Enjoy Your Summer: 401GO Can Set Up Your Safe Harbor 401(k) in Minutes

So why are all the other 401(k) providers getting all worked up on social media, saying it’s urgent that the process of creating a new safe harbor plan must begin immediately if that distant deadline is to be met? Is it possible their calendars are broken?
Why Safe Harbor 401(k) Plans Are so Popular with Small Businesses
Safe Harbor plans have some distinct advantages over traditional 401(k) plans and may be especially attractive to small businesses.
How Do Non-Elective 401(k) Contributions Work?
Sometimes called “profit-sharing plans,” non-elective 401(k)s can be a powerful tool for small businesses to retain good employees, reduce taxes, and help business owners prepare for their own retirement.
401(k) Compliance: What You Need to Know
To ensure fairness, the ERISA regulations specify best practices in establishing a 401(k) plan. Each 401(k) plan is required to perform annual nondiscrimination tests, and report on the details of the plan operation.
Find The Right 401(k) Plan for Your Small Business
Not every digital retirement savings platform is created alike. With so many available products to choose from, finding the right plan can feel overwhelming.
Why a Safe Harbor 401(k) Plan?
When it comes to selecting a 401(k) plan, you may not know where to start. You may be confused by the options, and do not know what questions to ask.