Safe Harbor

Why Safe Harbor 401(k) Plans Are so Popular with Small Businesses

Kevin Richards

Blog, Insights for Employers, Insights for Everyone Else, Safe Harbor, SMB

If you’re a small-business owner thinking of offering a 401(k) plan to your employees, you may want to consider a Safe Harbor plan. Safe Harbor plans have some distinct advantages…

How Do Non-Elective 401(k) Contributions Work?

Jennifer Stott

Blog, FA Partnerships, Insights for Advisors, Insights for Employers, Insights for Everyone Else, Insights for Participants, NFA, Safe Harbor, SMB

Sometimes called “profit-sharing plans,” non-elective 401(k)s can be a powerful tool for small businesses to retain good employees, reduce taxes, and help business owners prepare for their own retirement.  But…

401(k) Compliance: What You Need to Know

Jennifer Stott

Blog, FA Partnerships, Insights for Advisors, Insights for Employers, Safe Harbor, SMB

401(k) plans are created with fairness in mind. They are intended to provide a benefit that is valuable to all employees who choose to participate. To ensure this fairness, the…

Find The Right 401(k) Plan for Your Small Business

Jennifer Stott

Blog, Insights for Employers, Safe Harbor, SMB

No matter the job market temperature, offering retirement savings benefits to employees can help small businesses level the playing field when competing for top-tier talent. Pensions and other traditional retirement…

Why a Safe Harbor 401(k) Plan?

Jared Porter

Blog, Insights for Employers, Insights for Everyone Else, Safe Harbor, SMB

When it comes to selecting a 401(k) plan, you may not know where to start. You may also be confused by the options that are presented to you, and in…