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SECURE 2 updates 2025
Insights for AdvisorsInsights for Employers

Navigating SECURE 2.0: Key Provisions Taking Effect in 2025

As we approach 2025, several major provisions of the SECURE 2.0 Act are set to…
Jen StottJen StottDecember 10, 2024
401k strategies for 2025
Insights for EmployersInsights for Everyone Else

401(k) Success Strategies for the New Year

With focus now shifting to the New Year with a time for fresh starts, for…
Andrew StinnettAndrew StinnettDecember 3, 2024
401k accountant questions
Insights for Everyone ElseTaxes

Small Business 401(k) Questions and How Accountants Can Answer Them

In my 25 years working with accountants, I have learned that small business owners lean…
Jeff EdmondsJeff EdmondsNovember 18, 2024
Jared Porter Team
FA PartnershipsInsights for AdvisorsWebinars & Podcasts

Announcing 401GO’s Cash Balance Education Webinar Series

In October, 401GO co-founder Jared Porter was a panelist on a webinar dedicated to helping…
Judd BagleyJudd BagleyNovember 5, 2024
fast 401k setup
Insights for AdvisorsInsights for Employers

Everything Is Easy with 401GO – Especially the Setup Process

I remember when I sold my first 401(k) plan back in...well, let's just say it…
Dustin StadelDustin StadelNovember 4, 2024
SIMPLE IRA and 401k differences
Insights for AdvisorsInsights for Employers

SIMPLE IRA vs. 401(k): Understanding the Key Differences

When considering starting a retirement plan, businesses have several options, with the SIMPLE IRA and…
Dillon HuntDillon HuntOctober 21, 2024
SIMPLE IRA conversion to 401k
Insights for AdvisorsInsights for Employers

SIMPLE IRA to 401(k) Conversions Can Be Done Anytime

Many business owners hoping to provide a retirement savings benefit for their employees begin that…
Karli MaughanKarli MaughanOctober 2, 2024
Pontera partners with 401GO
News

Pontera and 401GO Partner to Enable Personalized 401(k) Management

PonteraTM, the fintech company helping retirement savers receive professional 401(k) account management from their trusted…
Judd BagleyJudd BagleySeptember 19, 2024
401GO technology
Insights for AdvisorsInsights for EmployersInsights for Everyone Else

401GO’s Tech is the Disruptive Force Behind a New Retirement Paradigm

Most technological advances are incremental, with new products offering small improvements over those that preceded…
Judd BagleyJudd BagleySeptember 18, 2024
startup company 401k
Insights for EmployersInsights for Everyone Else

401(k) Plans are a Startup’s Secret Weapon

When startup founders learn that I work for 401GO, they often comment that they look…
Steven CimaSteven CimaSeptember 8, 2024
payroll retirement partnerships
Insights for Everyone Else

HCM Companies Should Partner with 401(k) Providers

In my experience, HCM companies want to be a complete solution for their clients, and…
Lorene Summers-PhilbeckLorene Summers-PhilbeckAugust 26, 2024
safe harbor 401k now
Insights for EmployersInsights for Everyone ElseSafe Harbor

Why It’s Important to Think About a Safe Harbor Plan Now

You’ll hear a lot about Safe Harbor 401(k) plans this month, and with good reason.…
Justin PinnerJustin PinnerAugust 11, 2024
401k for startups
Insights for EmployersSMBSolutions SMB

Why Your Startup Needs a 401(k) Plan Today

As a founder, you're constantly juggling different responsibilities, from securing funding to building a strong…
Dillon HuntDillon HuntJuly 29, 2024
broken calendar
Insights for AdvisorsInsights for EmployersSafe HarborSMB

Enjoy Your Summer: 401GO Can Set Up Your Safe Harbor 401(k) in Minutes

So why are all the other 401(k) providers getting all worked up on social media,…
Judd BagleyJudd BagleyJuly 22, 2024
401k for construction workers
Insights for Employers

401(k) Plans Are Making a Big Impact for Construction Workers

Imagine a roofing company. If that company has an incentive to offer workers a retirement…
Kevin RichardsKevin RichardsJuly 14, 2024
cash balance plans
Insights for AdvisorsInsights for Employers

Why Cash Balance Retirement Plans are Good for Small Businesses

Cash balance plans are emerging as the hybrid that the market is looking for, as…
Paul VillanuevaPaul VillanuevaJuly 1, 2024
Technology in retirement
Insights for AdvisorsInsights for Employers

Technology is a 401(k) Game Changer for Small Businesses and Financial Advisors

401GO’s founders are serial entrepreneurs who wanted to offer their employees the many benefits of…
Judd BagleyJudd BagleyJune 16, 2024
Safe Harbor 401(k) (1)
Insights for EmployersSafe Harbor

Safe Harbor or Traditional 401(k): Which Is Better for Your Small Business?

Have you heard of a Safe Harbor 401(k)? Maybe you have, but you don’t know…
Dillon HuntDillon HuntJune 6, 2024
Untitled design (7)
Insights for AdvisorsInsights for EmployersSecure Choice

Colorado SecureSavings Pros and Cons

Batman vs. Superman. Hulk vs. Wolverine. Frankenstein vs. Dracula. These are legendary contests, and while…
Jen StottJen StottJune 3, 2024
Untitled design (5)
Insights for AdvisorsInsights for Employers

403(b) Contribution Limits

A lot of people are familiar with 401(k)s, even though the name could not possibly…
Kelly WildeKelly WildeMay 30, 2024
Untitled design (4)
Insights for EmployersTaxes

The Tax Benefits of Retirement Plans

Most people know that socking money away in a 401(k) is a good strategy for…
Jen StottJen StottApril 29, 2024
Match
Insights for EmployersInsights for Everyone Else

Are Small Businesses Required to Provide a 401(k) Match?

As a small-business owner, if you’re thinking about sponsoring a 401(k) plan, you may wonder…
Jen StottJen StottApril 24, 2024
401GO announces completion of series A fundraise
News

401GO Raises $12M Series A to Fuel Next Phase of Growth

401GO, the next-generation retirement plan provider for employers, advisors and individuals, today announced the successful…
Judd BagleyJudd BagleyApril 23, 2024
Untitled design (3)
SMB

Is Offering a 401(k) Mandatory?

Many small-business owners have had high anxiety over 401(k) plans since 2017 when Oregon became…
Jeff EdmondsJeff EdmondsMarch 28, 2024
Untitled design (2)
Insights for EmployersInsights for ParticipantsParticipants

Strategies to Supercharge Your IRA & Maximize Returns

Saving for retirement is a race, and you don’t want to fall behind into that…
Alex SirstinsAlex SirstinsMarch 18, 2024
Untitled design (1)
Insights for ParticipantsParticipants

How to Build a Retirement Portfolio

We think it’s safe to say that the average working person in the U.S. doesn’t…
Nate BeckNate BeckMarch 14, 2024
Untitled design
Insights for EmployersSMB

Is It Time for Your Small Business to Offer a 401(k)?

You have a lot to consider when you’re thinking about starting a 401(k) at your…
Dillon HuntDillon HuntMarch 11, 2024
Establish a vesting schedule
BlogInsights for Employers

How to Establish a Vesting Schedule for Your Company’s 401(k)

If you are just starting a 401(k) at your company, you may be wondering about…
Alex SirstinsAlex SirstinsMarch 5, 2024
Attracting talent to small businesses (1)
Insights for EmployersSecure Choice

State Retirement Mandates and Hiring: Attracting Talent to Small Businesses

At first glance, having to stay in compliance with more laws may seem like a…
Justin PinnerJustin PinnerJanuary 8, 2024
how compound interest works
Insights for ParticipantsParticipants

The Power of Compound Interest: How to Build Wealth for Retirement

If you haven’t had much of a financial education, the idea of calculating compound interest…
Derek OwenDerek OwenJanuary 4, 2024
401k plan limits 2024
BlogInsights for EmployersInsights for Participants

401(k) Contribution Limits for 2024: What Does It Mean to You?

Let's talk about how the numbers are changing and what it will mean for you,…
Jen StottJen StottDecember 28, 2023
OregonSaves pros & cons
BlogInsights for AdvisorsInsights for EmployersInsights for Everyone ElseSecure Choice

OregonSaves Pros & Cons

OregonSaves, the country’s first state-mandated Secure Choice retirement plan, celebrated its sixth birthday in 2023.…
Jen StottJen StottDecember 18, 2023
erisa bonds for 401k
BlogInsights for EmployersInsights for Everyone Else

Understanding ERISA Bonds for 401(k) Plans

If you’re thinking about sponsoring a 401(k) plan at your company, you should know about…
Kelly WildeKelly WildeDecember 11, 2023
reduce payroll taxes
Insights for EmployersInsights for Everyone ElseNFASMB

5 Ways SMBs Can Reduce Payroll Taxes

Don't pay more taxes than necessary! We have laid out for you five ways you…
Justin PinnerJustin PinnerDecember 4, 2023
Bridging the retirement gap with 401GO
News

Bridging the Retirement Gap on NAPA-net

Dan Beck discusses the retirement gap, and how 401GO is reaching those who need access…
401GO401GODecember 1, 2023
retirement questions for SMB
BlogInsights for Advisors

4 Key Questions Retirement Plan Advisors Should Ask Small-Business Owners

We have put together a list of questions that will help you determine what your…
Karli MaughanKarli MaughanNovember 27, 2023
worry free 401k
Insights for EmployersSMB

Top 5 Things You Won’t Worry About with a 401(k) from 401GO

Everyone loves to have a 401(k) plan, but no one wants to do the work…
Kevin RichardsKevin RichardsNovember 20, 2023
solo-k contribution limits
BlogInsights for EmployersInsights for Participants

Solo 401(k) Contribution Limits

We’re here to help explain what a solo-k is, how you can benefit and what…
Kelly WildeKelly WildeNovember 13, 2023
Questions about 401ks blog size
BlogInsights for EmployersInsights for Participants

4 Questions Your Employees Will Ask About Your New 401(K) and How to Answer

You’re probably excited to embark on becoming a 401(k) plan sponsor. Don’t forget an important…
Alex SirstinsAlex SirstinsNovember 9, 2023
states retirement mandates
BlogInsights for EmployersSecure Choice

Complying with State Retirement Mandates

Although life expectancy in the U.S. peaked in 2014 at 78.9 years, many of us…
Jen StottJen StottNovember 4, 2023
4 ideas for hiring
BlogInsights for Employers

4 Ideas for Hiring Good Employees

While you may have your own strategy for hiring new employees, learning others’ tricks of…
Kevin RichardsKevin RichardsNovember 2, 2023
IRAs for millenials
BlogInsights for ParticipantsSolutions Individual

IRAs for Millennials: Planning for Retirement in Your 20s and 30s

Times are tough but it’s not impossible to save for retirement. And the sooner you…
Dillon HuntDillon HuntOctober 30, 2023
hiring good employees
BlogInsights for EmployersSMB

How to Retain the Best Employees

As a small-business owner, you may think you know a thing or two about how…
Saad ZariffSaad ZariffOctober 23, 2023
financial advisors help with state mandates
BlogFA PartnershipsInsights for Advisors

How Financial Advisors Can Assist with State Retirement Mandates

Financial advisors will play a vital role in guiding small-business owners through the complex business…
Jeremy BrooksJeremy BrooksOctober 16, 2023
choose a 401k provider
BlogInsights for EmployersSMB

Choosing a 401(k) Provider for Small Businesses

When you’re considering sponsoring a 401(k) program at your small business, it’s critically important to…
Dillon HuntDillon HuntAugust 7, 2023
Boost 401k Participation
BlogFA PartnershipsInsights for AdvisorsInsights for EmployersSMB

Strategies for Boosting Employee Participation in 401(k) Plans

Since the more participants you have, the better your plan works, we want to go…
Barb MaglioBarb MaglioJuly 31, 2023
Problems with PEPs
BlogFA PartnershipsInsights for AdvisorsSolutions Groups

The Hidden Dangers of PEP Retirement Plans

While some business owners may realize some distinct advantages of joining a PEP versus implementing…
Jared PorterJared PorterJuly 24, 2023
401k payroll taxes
BlogInsights for EmployersInsights for Everyone ElseNFASMBSolutions NFASolutions SMB

How a 401(k) Helps with Payroll Taxes

One of the benefits of becoming a 401(k) plan sponsor include reducing your business’s tax…
Kevin RichardsKevin RichardsJuly 17, 2023
financial advisor 401k plan
BlogFA PartnershipsInsights for EmployersSMB

Should You Include a Financial Advisor in Your Small Business 401(k) Plan?

As the owner of a small-to-medium-sized business, you may be contemplating whether to use the…
Karli MaughanKarli MaughanJuly 12, 2023
secure choice problems
BlogFA PartnershipsInsights for AdvisorsSecure ChoiceSMB

Is Secure Choice Good for Workers? No. It’s Not.

States are celebrating their secure choice retirement mandates as a major solution to the American…
Dan BeckDan BeckJune 27, 2023
business owner retire early with 401k
BlogInsights for EmployersSMB

How Business Owners Can Use a 401(k) To Retire Early

With careful planning and strategic use of a 401(k), it is possible to retire earlier…
Alex SirstinsAlex SirstinsJune 26, 2023
TDF in 401k
BlogFA PartnershipsInsights for EmployersInsights for ParticipantsInvestments

Target-Date Funds in 401(k) Plans

As TDFs have changed, they have morphed into an entity that lends itself to easier…
Nate BeckNate BeckJune 19, 2023
client engagement financial advisor
BlogFA PartnershipsInsights for Advisors

The Art of Client Engagement: Building Strong Relationships as a Financial Advisor

As with any service profession, one of your biggest challenges is convincing your potential clients…
Saad ZariffSaad ZariffJune 12, 2023
growing business 401GO hiring
News

Growing in a Slowing Economy

Despite the fact that over 141,072 workers have been laid off in the tech industry…
401GO401GOJune 5, 2023
offer matching 401k contributions
BlogInsights for EmployersPricingSMBSolutions SMB

4 Reasons You Should Offer Matching 401(k) Contributions

Let's talk about why the cost of offering your employees matching 401(k) contributions is definitely…
Dillon HuntDillon HuntJune 5, 2023
fintech helps accountants
BlogInsights for Everyone ElseNFASolutions NFA

How Fintech Solutions Help Accountants Help Their Clients

Small business owners may rely on their accountant or bookkeeper to provide the advice they…
Jeff EdmondsJeff EdmondsMay 29, 2023
401K VS 403B
BlogInsights for EmployersSMB

401(k) vs. 403(b) — Which Is Right for Your Company?

As a small business owner, you may be contemplating offering your employees a retirement plan.…
Kelly WildeKelly WildeMay 22, 2023
safe harbor 401k popular
BlogInsights for EmployersInsights for Everyone ElseSafe HarborSMB

Why Safe Harbor 401(k) Plans Are so Popular with Small Businesses

Safe Harbor plans have some distinct advantages over traditional 401(k) plans and may be especially…
Kevin RichardsKevin RichardsMay 15, 2023
FemXAdvisor - financial webinar for women
Webinars & Podcasts

How Female Financial Advisors are Helping Women

Adri Miller-Heckman discusses how female financial advisors can focus on helping women clients without approaching…
401GO401GOApril 18, 2023
eddy HR webinar
Webinars & Podcasts

Making Life Easier for Small Businesses

Jordan Boogard from Eddy HR discusses how online services are solving many common small business…
401GO401GOApril 7, 2023
choose 401k company
BlogFA PartnershipsInsights for AdvisorsInsights for EmployersInsights for Everyone ElseSMB

How Financial Advisors Choose a 401(k) Company

Retirement plan advisors, who work with 401(k) companies every day, can show you how to…
Dustin StadelDustin StadelApril 6, 2023
when is 401k audit required
BlogInsights for EmployersSMB

Does Your Company Need to Do a 401(k) Audit?

Not every 401(k) needs to be audited. How do you know if your business is…
Barb MaglioBarb MaglioApril 3, 2023
built-in or outside 338 services
BlogFA PartnershipsInsights for AdvisorsInvestmentsSolutions FA

Built-In 3(38) or Optional Outside 3(38) Fiduciary Services?

With 401GO, financial advisors can choose between built-in or outside 3(38) fiduciary services.
Nate BeckNate BeckMarch 31, 2023
allstreet- news size
Webinars & Podcasts

Financial Planning for Younger Generations Webinar

In this informative discussion, Thomas and Saad Zariff talk about retirement plans for small businesses,…
401GO401GOMarch 30, 2023
roth employer contributions
BlogFA PartnershipsInsights for AdvisorsSolutions FA

New Roth Employer Contributions Law

Recently, the IRS made some important changes to how Roth IRAs can be funded that…
Jared PorterJared PorterMarch 28, 2023
401k saves employers money
BlogInsights for EmployersSMB

How Offering a 401(k) Saves Employers Money

Research shows that offering a 401(k) plan can save employers money in the long run.…
Alex SirstinsAlex SirstinsMarch 21, 2023
market volatility 401k
BlogFA PartnershipsInsights for Advisors

Navigating Market Volatility: 5 Tips for Financial Advisors

As a financial advisor, one of your key responsibilities is to help your clients navigate…
Saad ZariffSaad ZariffMarch 16, 2023
northshire consulting connecticut secure choice webinar
Webinars & Podcasts

CT Secure Choice with Northshire Consulting

In this informative webinar, 401GO's Saad Zariff and Financial Advisor Brian Williams discuss the deadlines,…
401GO401GOMarch 15, 2023
financial advisor modern trends
BlogFA PartnershipsInsights for Advisors

How Financial Advisors Can Navigate Modern Workplace Trends

The workplace is changing, and forward thinking financial advisors are adapting to meet the needs…
Dustin StadelDustin StadelMarch 13, 2023
SEP IRA or solo 401(k)
BlogInsights for EmployersInsights for ParticipantsSolutions for IndividualsSolutions Individual

SEP IRA vs. Solo 401(k): Which Is Better for You?

Two popular options for small-business owners and self-employed individuals are the SEP IRA and the…
Saad ZariffSaad ZariffMarch 6, 2023
401k payroll integration
BlogInsights for EmployersSMB

Get Universal Payroll Integration from 401GO

If you’re a business owner who is looking into offering your employees a 401(k) plan,…
Nate BeckNate BeckMarch 2, 2023
maximizing tax efficiency 401k
BlogFA PartnershipsInsights for AdvisorsInsights for Everyone ElseNFA

Maximizing Tax Efficiency in Retirement Planning for Your Clients

As a financial advisor, one of your key responsibilities is to help your clients plan…
Saad ZariffSaad ZariffFebruary 27, 2023
drivewealth
News

401GO Partners with DriveWealth

Partnership offers more retirement options for small businesses and advisors SLC, UT - 401GO and…
401GO401GOFebruary 21, 2023
401k investment portfolio builder
BlogInsights for EmployersInsights for ParticipantsInvestmentsParticipantsSolutions Individual

Let Our Portfolio Builder Be Your Guide

Our automated guided portfolio builder can quickly assist users in making the types of selections…
Nate BeckNate BeckFebruary 21, 2023
IA-DeHart- news size
Webinars & Podcasts

How to Enroll 401(k) Plans Without the Headache

Dan Beck, the CEO and Co-Founder of 401GO, chats with Gary DeHart of Insightful Accountant…
401GO401GOJanuary 26, 2023
roth or traditional 401k
BlogInsights for ParticipantsParticipantsSolutions Individual

Understanding Roth and Traditional 401(k) Contributions

There are two main types: traditional 401(k)s and Roth 401(k)s. Each has its unique advantages,…
Kelly WildeKelly WildeJanuary 19, 2023
secure 2.0
BlogFA PartnershipsInsights for Advisors

SECURE 2.0: The Highlights You Need to Know

We'll highlight what changes are immediately effective, what is on its way, and the future…
Jared PorterJared PorterJanuary 16, 2023
401k myths
BlogInsights for EmployersSMB

5 Myths About Small Business 401(k)s

401(k) plans can be an excellent way to attract and retain employees, and they don't…
Dillon HuntDillon HuntJanuary 5, 2023
401k deadlines
BlogFA PartnershipsInsights for Employers

401(k) Contribution Deadlines You Need To Know

Once you’ve established a 401(k) for your small business, you must be aware of critical…
Alex SirstinsAlex SirstinsDecember 20, 2022
switch 401k provider
BlogInsights for EmployersSMBSolutions 401(k)

How to Switch Your 401(k) Provider in 5 Simple Steps

If you have a reason to change 401(k) providers, then it may be time to…
Kelly WildeKelly WildeDecember 7, 2022
m&p podcast
Webinars & Podcasts

Meat & Potatoes Podcast: Dan Beck Discusses Retirement Plans

Dan Beck, 401GO Co-Founder and CEO talks to Silicon Slopes about what it's like to…
401GO401GONovember 15, 2022
401k benefits for employees
BlogInsights for EmployersInsights for ParticipantsParticipants

7 Benefits of a 401(k) Plan for Employees

For many employees, one of their essential financial goals is saving for retirement. And for…
Kevin RichardsKevin RichardsNovember 10, 2022
group 401k plan
BlogFA PartnershipsInsights for AdvisorsInsights for Everyone ElseSolutions FASolutions Groups

5 Reasons to Offer a Group 401(k) Plan to Your Organization

A high-quality and low-cost benefit can provide an attractive reason for businesses to join your…
Jared PorterJared PorterNovember 2, 2022
most loved workplaces
IndustryParticipantsSMB

Most Loved Workplaces: What Employees Want

The Newsweek 2022 list of most loved companies illustrates what is truly important to today's…
401GO401GOOctober 31, 2022
Maryland Saves pros and cons
BlogInsights for EmployersSecure Choice

MarylandSaves Retirement Program: Pros and Cons

The state of Maryland introduced the Maryland Small Business Retirement Savings Program and Trust in…
Jen StottJen StottOctober 28, 2022
CT secure choice
BlogInsights for EmployersSecure Choice

Connecticut Retirement Program My CTSavings: Pros and Cons

My CTSavings is patterned after other successful programs here in the U.S. But is it…
Jen StottJen StottOctober 26, 2022
NY secure choice pros and cons
BlogInsights for EmployersSecure Choice

New York Secure Choice Savings Program: Pros and Cons

The state of New York mandates that all employers that do not offer a retirement…
Jen StottJen StottOctober 25, 2022
benefits of 401k
BlogInsights for EmployersInsights for Everyone ElseSMB

Benefits of a 401(k) Plan for Employers

While many employers recognize the apparent costs and benefits that impact their bottom line, some…
Jen StottJen StottOctober 24, 2022
attract Gen Z employees
BlogInsights for EmployersSMBSolutions SMB

5 Updates to Make Your 401(k) Attractive to Gen Z Workers in 2023

If your business could benefit from the addition of Gen Z employees, you might consider…
Jen StottJen StottOctober 14, 2022
401k cola 2023
Industry

Big 401(k) Cost of Living Adjustment Coming in 2023

As inflation continues to rise, cost of living adjustments (COLA) have been announced for social…
401GO401GOOctober 13, 2022
employee financial support
Industry

Employees Looking For Support Making Financial Choices

According to the Morgan Stanley State of the Workplace Financial Benefits study, employees are reducing…
401GO401GOOctober 6, 2022
nervous to start 401k
BlogInsights for EmployersSMB

3 Reasons You Shouldn’t Be Nervous to Start a 401(k)

401(k)s have traditionally come with high costs, significant time requirements, and compliance concerns. But fintech…
Jen StottJen StottOctober 6, 2022
advisor prospecting 401k clients
BlogFA PartnershipsInsights for Advisors

4 Ways for Financial Advisors to Prospect Small Business 401(k) Clients

By offering your 401(k) services to small businesses, you can add more value to your…
Jen StottJen StottSeptember 26, 2022
non-elective contributions
BlogFA PartnershipsInsights for AdvisorsInsights for EmployersInsights for Everyone ElseInsights for ParticipantsNFASafe HarborSMB

How Do Non-Elective 401(k) Contributions Work?

Sometimes called “profit-sharing plans,” non-elective 401(k)s can be a powerful tool for small businesses to…
Jen StottJen StottSeptember 19, 2022
6 fiduciary responsibilities 401k
BlogFA PartnershipsInsights for EmployersSMB

401(k) Fiduciary Responsibilities Employers Need to Know

Employers can outsource many of their fiduciary duties, allowing them to utilize a provider like…
Nate BeckNate BeckSeptember 12, 2022
401k vs simple ira
BlogInsights for EmployersInsights for ParticipantsSMBSolutions for Individuals

401(k) vs. SIMPLE IRA: Which is Right for Your Business?

While these retirement plans have many core features in common, they’re also very different. Let’s…
Jen StottJen StottSeptember 5, 2022
benefits pro - news size
News

Jared Porter Discusses Helping Younger Workers Save for Retirement

Jared Porter, COO of 401GO, spoke out about those who are unable (or reluctant) to…
401GO401GOAugust 24, 2022
popular 401k plan features
BlogInsights for EmployersSMB

The 3 Most Popular Small Business 401(k) Plan Features

Some small business 401(k) plan features are more popular than others, and for a good…
Jen StottJen StottAugust 18, 2022
business owner retirement
BlogInsights for EmployersSMB

Are You Ready for Retirement? Most Business Owners Aren’t.

Small business owners are sometimes underprepared, and haven’t given enough thought to their retirement savings…
Jen StottJen StottJuly 27, 2022
news size - thinkadvisor
News

401GO Speaks About Proposed SECURE 2.0 Legislation

Our own Jared Porter speaks to ThinkAdvisor about what this legislation could mean for small…
401GO401GOJuly 18, 2022
401k customer support
BlogInsights for AdvisorsInsights for EmployersInsights for Everyone ElseNFASMBSolutions NFA

The Future of FinTech: An Automated 401(k) with Live Human Support

When questions arise, automated support is rarely an ideal solution for end users. The best…
Jen StottJen StottJune 24, 2022
news size - marketwatch
News

401GO Speaks About Proposed Legislation

"This legislation is a step in the right direction, and will be a boon to…
401GO401GOJune 23, 2022
how to reduce taxes
BlogInsights for EmployersInsights for Everyone ElseNFASMBSolutions 401(k)

How a 401(k) Reduces Your Taxes

A 401(k) comes with various benefits, from tax deductions and credits to increased employee retention…
Jen StottJen StottJune 20, 2022
401k plan cost
BlogInsights for EmployersPricingSMB

What Does a New 401(k) Plan Actually Cost?

Old plans were bulky, often cost-prohibitive for smaller employers, but the new generation of 401(k)…
Jen StottJen StottJune 13, 2022
401k compliance
BlogFA PartnershipsInsights for AdvisorsInsights for EmployersSafe HarborSMB

401(k) Compliance: What You Need to Know

To ensure fairness, the ERISA regulations specify best practices in establishing a 401(k) plan. Each 401(k)…
Jen StottJen StottJune 5, 2022
news size - Calsaver webinar
News

401GO Offers Insights as CalSavers Deadline Looms

401GO, a pioneer in the investment space that provides small businesses with the opportunity to…
401GO401GOJune 2, 2022
news size - advisor news
News

401GO Weighs in about Crypto Investments in Advisor News

Having come on the heels of a Department of Labor warning about using crypto currency…
401GO401GOJune 2, 2022
news size - insightful accountant (1)
News

401GO Sponsors the Scaling New Heights Conference

401GO will attend the Scaling New Heights conference in Orlando, FL this year. It will…
401GO401GOMay 18, 2022
fintech changing retirement
BlogFA PartnershipsInsights for Advisors

Fintech Solutions are Changing the Retirement Industry

Fintech is carving out a place all its own in the retirement industry, making a…
Jen StottJen StottMay 16, 2022
simple 401k provider2
BlogFA PartnershipsInsights for AdvisorsInsights for EmployersInsights for Everyone ElseNFASMB

How Modern 401(k) Providers Eliminate Complexity

The new generation of retirement plans streamline the process to eliminate most of these steps,…
Jen StottJen StottMay 10, 2022
news size - crypto 401k
News

401GO Educates About Investing in Crypto Within a 401(k)

401GO, a fintech startup that provides small businesses with the opportunity to offer employees a…
401GO401GOMay 2, 2022
keys to 401k excellence
BlogInsights for EmployersSMB

Want Your 401(k) Plan to Stand Out? Use These Keys.

Retirement benefits are the second most valued employee benefit a company offers, after health insurance.…
Jen StottJen StottApril 20, 2022
401k setup considerations
BlogInsights for EmployersSMB

401(k) Setup: What You Need to Know

Before a company can set up a 401(k) plan, some important decisions will need to…
Jen StottJen StottApril 15, 2022
Fintech solutions and advisors
BlogInsights for EmployersSMB

You Need a Fintech 401(k) Solution and a Financial Advisor in Your Business

Retirement plan advisors support plan sponsors in many 401(k) decisions. They’re also a key link…
Alex SirstinsAlex SirstinsMarch 30, 2022
SECURE act- blog size
BlogFA PartnershipsInsights for Advisors

Getting to Know the SECURE Act

I know that you’re all excited to hear the nitty-gritty details of the Setting Every…
Jen StottJen StottMarch 7, 2022
401k buyers guide
BlogInsights for AdvisorsInsights for EmployersPricingSMBSolutions 401(k)

Shopping for a 401(k)? Ask These Questions.

The vernacular of retirement benefits can sound like a foreign language. And, because the best…
Jen StottJen StottMarch 3, 2022
calsavers guide
BlogInsights for EmployersSecure Choice

CalSavers: The California Secure Choice Program

The state of California has enacted into law a mandatory retirement plan called CalSavers. This…
Jen StottJen StottFebruary 11, 2022
secure choice ultimate guide- blog size
BlogInsights for AdvisorsInsights for EmployersSecure Choice

401(k) or Secure Choice: The Ultimate Guide

With secure choice plans being offered in more and more states, it’s important to understand…
Jen StottJen StottJanuary 31, 2022
Illinois secure choice
BlogInsights for EmployersSecure Choice

Illinois Secure Choice Program: Pros and Cons

The state of Illinois passed the Illinois Secure Choice Program Act, which became effective in…
Jen StottJen StottJanuary 28, 2022
media resources for advisors
BlogFA PartnershipsInsights for Advisors

6 Media Resources Every 401(k) Advisor Should Follow

To keep up with changes, and be prepared to best serve clients, 401(k) advisors should…
Jen StottJen StottJanuary 12, 2022
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News

Dan Beck on Why to Offer a 401(k)

It is crucial to take care of the people that make a startup successful. Benefits…
401GO401GOJanuary 11, 2022
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News

Dan Beck on the Future of Retirement Plans

For the past 40 or so years, 401(k) plans have practically never changed. Today, emerging…
401GO401GOJanuary 6, 2022
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News

ABM: Why Saving for Retirement is Important

If Americans lose the opportunity to start saving early for retirement, they end up working…
401GO401GOJanuary 5, 2022
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BlogInsights for AdvisorsInsights for Everyone Else

401GO is Gaining Attention in the FinTech Space

In short years since our inception, 401GO has gained notoriety for our unique and powerful…
401GO401GODecember 29, 2021
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News

NAPA Black Book: 401GO Listed in New FinTech Category

The goal of the NAPA Black Book is to provide retirement plan advisors with a…
401GO401GODecember 15, 2021
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Webinars & Podcasts

KSL Podcast: 401GO Discusses Common 401(k) Mistakes

Not using your employers matching funds to the fullest is the biggest mistake you can…
401GO401GODecember 1, 2021
small business digest
News

SBD: The Smallest Company Can Easily Add a 401(k) Benefit

The "new way to 401(k)" includes same-day setup with no or low-cost startup fees, and…
401GO401GONovember 29, 2021
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News

U.S. News: 401GO Discusses Safe Harbor 401(k) Plans

By setting up a safe harbor 401(k), a business can provide its employees with the…
Jen StottJen StottNovember 18, 2021
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News

401GO Featured on Benzinga Global FinTech Awards 2021

401GO was recognized in the "Best New Product Category" in the Benzinga Global FinTech Awards…
Jen StottJen StottNovember 9, 2021
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News

401GO Technology Featured in 401(k) Specialist

The technology is what he calls a means to the end, not the solution, adding…
Jen StottJen StottNovember 8, 2021
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News

Advisor Alliance: 401GO + Insightful Accountant

401GO has a mission of ensuring every American is ready for retirement, but they realize…
Jen StottJen StottOctober 28, 2021
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News

401GO Announces Payroll Integrations

The focus on automation and full integrations at 401GO helps keep costs low, create more…
Jen StottJen StottOctober 9, 2021
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News

Roundup: Employers Take Formal Approach to HR Technology

401GO, which offers an automated 401(k) plan-setup process, announced multiple payroll integrations with companies including ADP,…
401GO401GOOctober 9, 2021
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News

How Employers Can Account For Generational Differences In Retirement

. Benefits are one of the core parts of a company's culture that you can offer…
401GO401GOSeptember 29, 2021
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News

A Startup’s Guide To Building A Positive Company Culture

Creating a company culture that is invaluable will attract and retain employees who are the…
401GO401GOSeptember 27, 2021
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News

Real Asset Adviser: Business Meets Technology

But technology has begun to assert itself in the 401(k) space, and that is broadening…
401GO401GOSeptember 1, 2021
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BlogInsights for EmployersInsights for Everyone ElseNFASMB

Blackhawk Express Delivers Benefits Wherever They are Needed

Back in December of 2008, when small business owners Niasha Hawkins & Lemule Hawkins started…
Jen StottJen StottAugust 24, 2021
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News

401GO Announces $2 Million Seed Round

401GO announced today it has closed a $2 million seed round led by Toronto-based Impression…
401GO401GOAugust 18, 2021
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News

401GO: The Featured Solution in BenefitsPRO

After researching providers, she recommended 401GO, a provider of 401(k) plans for small businesses. It’s…
401GO401GOAugust 2, 2021
the right 401k
BlogInsights for EmployersSafe HarborSMB

Find The Right 401(k) Plan for Your Small Business

Not every digital retirement savings platform is created alike. With so many available products to…
Jen StottJen StottMay 21, 2021
7 ways 401k changes the game
BlogInsights for AdvisorsInsights for EmployersInsights for Everyone ElseNFASMB

7 Ways Online 401(k) Plans Change the Game For Small Businesses

Modern 401(k) providers are creating a new environment of opportunity for small business owners, HR…
Jen StottJen StottMay 21, 2021
401k too expensive
BlogInsights for EmployersSMB

3 Problems That Make Your Small Business 401(k) Plan Too Expensive (and How to Fix Them)

If you're struggling with the high cost of offering a client or employee retirement plan,…
Jen StottJen StottMay 17, 2021
any size business 401k
BlogInsights for EmployersInsights for Everyone ElseSMB

Any Size Business Can Offer A 401(k) Solution

Smaller organizations offering retirement plans to staff can use these services as a major differentiator…
Jen StottJen StottApril 5, 2021
Forbes news
News

Why You Need To Know What A 401(k) PEP Is

So-called “open” PEPs (i.e., PEPs available to everyone) became effective in January 2021. Do you…
401GO401GOFebruary 21, 2021
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BlogInsights for ParticipantsParticipants

Pay Off Debt or Contribute to 401(k)?

Your age will be the vital factor to decide whether to repay your debt first…
Jen StottJen StottOctober 22, 2020
safe harbor 401k
BlogInsights for EmployersInsights for Everyone ElseSafe HarborSMB

Why a Safe Harbor 401(k) Plan?

When it comes to selecting a 401(k) plan, you may not know where to start.…
Jared PorterJared PorterJuly 14, 2020
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BlogFA PartnershipsInsights for AdvisorsInsights for Everyone ElseSolutions Groups

Why a 401(k) Syndicate is the Best Option for a Chamber of Commerce

The traditional offering for a retirement benefit plan for a chamber of commerce is to…
Jared PorterJared PorterJune 11, 2020
alternative to MEP PEP
BlogFA PartnershipsInsights for AdvisorsInsights for Everyone Else

The Future of Retirement and the 401(k) Syndicate

Many Americans tend to think that a 401(k) plan is an auxiliary benefit, much like…
Jared PorterJared PorterMay 8, 2020
free 401k
BlogInsights for EmployersSMB

The Free 401(k) Plan

A 401(k) generally has a stigma of being too expensive and too time-consuming for small…
Jared PorterJared PorterApril 13, 2020
401k MEP
BlogFA PartnershipsInsights for Advisors

Is an MEP Right for You?

It’s important to look at the benefit of an MEP compared to a business directly…
Jared PorterJared PorterApril 6, 2020
CARES act
BlogFA PartnershipsInsights for Advisors

401GO Cares and the CARES Act 401(k) Rules

In 2020 the over $2 Trillion dollar Coronovirus Aid Relief and Economic Security (CARES) Act…
Jared PorterJared PorterApril 1, 2020
expecting a 401k
BlogInsights for EmployersSMB

What to Expect When You’re Expecting a 401(k) Plan

The bigger question is what commitment is having a 401(k) plan going to be on…
Jared PorterJared PorterFebruary 20, 2020
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BlogFA PartnershipsSMB

401(k) Fiduciary Guide

Who is a fiduciary? In general, a fiduciary is anyone who exercises authority or control…
Jared PorterJared PorterFebruary 20, 2020
wait to offer 401k
BlogInsights for EmployersSMB

Why I Waited to Offer a 401(K)

I could find good employees while offering average benefits, but it was better to offer…
Dan BeckDan BeckDecember 19, 2019
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BlogInsights for EmployersInsights for ParticipantsSMBSolutions for Individuals

The Origin of the 401(k) Plan

The Origin of the 401(k) Plan? Where did the idea for a 401(k) plan originate?…
Dan BeckDan BeckDecember 19, 2019

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